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Find out which option is best suited to meet your banking needs.

 
Signature Advantage BankingSM
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Student Checking
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Everyday CheckingSM
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Best fit for you if you need: A premium account, perfect for clients who maintain high account balances. An interest bearing account suitable for managing multiple personal banking products. A basic checking account with a bundle of convenient features that help students manage their finances. A simple, straightforward account to meet your everyday banking needs.
Minimum Opening Deposit $100 $100 $100 $100
How to waive the monthly maintenance fee $25,000 minimum daily collected balance

OR

$50,000 total deposits (linked deposit and investment1 balances)

OR

$250,000 in total relationship balances (linked deposits, trust, investments1 and loans)
$5,000 minimum daily collected balance

OR

$15,000 in other linked checking, savings, money markets, CDs and IRAs
No monthly maintenance fee $500 minimum daily collected balance

OR

Sign up for Direct Deposit*
Monthly Maintenance Fee $25 or waived when one of the above requirements are met $14 or waived when one of the above requirements are met no fee $7 or waived when one of the above requirements are met
Check Card Included Included Included $5 monthly fee per account for unlimited purchases on all check cards linked to the account.**
Non–Sufficient Funds (NSF) Items Waived 3 / rolling 12 months 1 / rolling 12 months 1st item discount5 1st item discount5
Pays Interest Included Included Not Included Not Included
Overdraft Protection Optional Optional Optional Optional
SunTrust fee waivers for use of non-SunTrust ATMs3 Unlimited 4 per statement cycle 2 per statement cycle Not Included
Refunds for ATM fees charged by other institutions Unlimited Up to $10 max/statement cycle2 Not Included Not Included
Checks Any personal wallet / duplicate check style or personal deposit tickets included Standard checks included or discount on special checks Starter package of checks included Starter package of checks included
Additional Features
  • Unlimited check writing
  • Statement options: online or paper
  • Safe Deposit Box
  • Cashiers checks, money orders and travelers cheques
  • Interest rate reductions on consumer installment loans and lines of credit4


* Requires one or more ACH deposit of at least $100 per deposit per statement cycle. Payroll includes salary, Social Security Income, dividends, pensions or other regular monthly income from an employer or third party agency. Transfers from one account to another or deposits made at a banking location or ATM are excluded.

** The check card fee will only apply during the statement cycle when a signature, PIN point of sale, or recurring transaction is initiated. You will not be charged this fee for ATM transactions or if you do not use your check card during the statement cycle for signature, PIN point of sale, or recurring check card transactions.

1 Investments offered through SunTrust Investment Services, Inc.
2 SunTrust will refund up to $10 in surcharge fees assessed at non-SunTrust ATMs per statement cycle
3 ATM owner fees may apply.
4 0.25% interest rate reduction off the standard rate of a consumer loan or line of credit if you have an eligible deposit account; an additional 0.25% interest rate reduction off the standard rate of a consumer loan or line of credit if payment is automatically deducted from a SunTrust checking, savings, or money market account; an additional 0.25% interest rate reduction off the standard rate of a consumer loan or line of credit if you have a qualifying first mortgage from SunTrust Mortgage, Inc. Maximum discount is 0.75%. For the Access 3 Equity Line®, these interest rate reductions do not apply to Fixed Rate / Fixed Term (Option 3) advances or during the Repayment Period. All loan and line discount offers are subject to change. Offer for new and refinanced consumer loans and lines of credit, as well as for credit line increases. Relationship pricing discounts are not available on existing consumer loans or lines of credit.
5 One time discount only.Clients are ineligible for the discount if they have already incurred or after incurring one NSF item.


SunTrust Bank, Member FDIC. ©2011 SunTrust Banks, Inc. SunTrust and Live Solid. Bank Solid. are federally registered service marks of SunTrust Banks, Inc.
 
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Are Not FDIC or any other Government Agency Insured Are Not Bank Guaranteed May Lose Value
Services provided by the following affiliates of SunTrust Banks, Inc.: Banking and trust products (including checking accounts) and services are provided by SunTrust Bank, Member FDIC. Securities, insurance (including annuities and certain life insurance products) and other investment services (including Brokerage accounts) are offered by SunTrust Investment Services, Inc., an SEC registered investment adviser and broker-dealer and a member of the FINRA and SIPC. Other insurance products and services offered by SunTrust Insurance Services, Inc., a licensed insurance agency.