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Credit Card Fraud
Credit and charge fraud costs cardholders and banks hundreds of millions of dollars every year. The theft of your credit cards is a common way to commit fraud, but someone can use your account number fraudulently while your card sits safely in your wallet.

The following tips will help you reduce the chances that you will become a victim of credit card fraud:
  • Sign your cards immediately once they arrive in the mail.

  • Memorize your PIN and don't write it on anything, especially something in your wallet.

  • Don't enter your card online unless you're on a secure site. Don't send your credit card number in an email.

  • Keep a record of all your account numbers, expiration dates, and contact information for each issuer. This will come in handy if your wallet is lost or stolen.

  • Report a lost or stolen card right away. Quick action will minimize potential loss and liability.

  • Save your receipts to compare against your billing statement. When discarding receipts, tear them up or shred them.

  • Monitor your statements monthly, making sure you recognize all charges. If you see any suspicious transactions, contact your bank immediately.

  • Carefully review receipts for voided transactions and be sure they do not post to your account.

  • Destroy your carbons. Do not leave them behind without tearing them up.

  • Don't leave your purse, wallet, cards, or receipts unattended. Always keep them secure or in your sight.

  • Only carry cards that you need, leaving others in a safe place at home.

  • Don't give out your account number unless you know and trust the company.
For additional tips on how you can help protect yourself against fraud visit Quick Tips.
To Report a Lost or Stolen Credit Card

> Personal Credit Cards: Call 800.477.9702

> Business Account Cards: Call 800.836.8562


 
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