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Home Equity Products

Looking for a simple, affordable way to consolidate your debt, improve your home, or fund a major purchase? The Access 3® Equity Line and Home Equity Loan from SunTrust Bank are smart ways to put your equity to work.
  • Same-day approval1
  • No prepayment penalties
  • Interest may be tax-deductible2
Choose the equity product that's right for you and ask us how you may be eligible to receive an interest rate reduction3 based on your SunTrust relationship.


Access 3 Equity Line
>>
A unique, flexible line of credit. Choose from three payment options.
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Home Equity Loan >>
A fixed interest rate loan with fixed monthly payments.
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Learn the Value of Your Home

If you're considering a home equity line of credit or a home equity loan, get an estimate of what your home may be worth4. Then, you can use that information to calculate how much you may be able to borrow, and even apply directly for a loan or line of credit online.

Get An Estimate


Get Rates by State

> I live in AL, AR, FL, GA, MD, MS, NC, SC, TN, VA, WV, or DC

For additional information:

1 Preliminary line and loan decisions are usually made within 24 hours on applications received during normal banking hours.

2 Consult your tax advisor regarding deductibility of interest.

3 A 0.25% interest rate reduction off the standard rate of a consumer loan or line of credit if you have an eligible deposit account; an additional 0.25% APR interest rate reduction if the payment is automatically deducted from a SunTrust checking, savings or money market account using SurePaySM; and an additional 0.25% interest rate reduction with a qualifying first mortgage from SunTrust Mortgage, Inc. For the Access 3 Equity Line, these interest rate reductions do not apply to Fixed Rate/Fixed Term (Option 3) Advances or during the Repayment Period. Maximum discount is 0.75%. All loan and line discount offers are subject to change. Offer for new and refinanced consumer home equity lines of credit, as well as for home equity credit line increases. Relationship pricing discounts are not available on existing consumer loans or lines of credit or on Physician Loans, Marine/RV and Education Lending products.

4 HomeValuePower® is an automated tool that provides an estimate of property value. This is an estimate only and will not be used for underwriting purposes. Other valuation methods, up to and including a full appraisal, may be required. No warranties as to the accuracy or completeness of the estimate, or public record information used in part to derive the estimate, is made or implied by SunTrust Bank.

Access 3 is a federally registered service mark of SunTrust Banks, Inc.
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Need assistance with an application? A SunTrust sales representative is standing by to help you.
> Click here to chat now.
 
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Services provided by the following affiliates of SunTrust Banks, Inc.: Banking and trust products (including checking accounts) and services are provided by SunTrust Bank, Member FDIC. Securities, insurance (including annuities and certain life insurance products) and other investment services (including Brokerage accounts) are offered by SunTrust Investment Services, Inc., an SEC registered investment adviser and broker-dealer and a member of the FINRA and SIPC. Other insurance products and services offered by SunTrust Insurance Services, Inc., a licensed insurance agency.