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Mortgages Lending
Marine Loan Rates and Terms 


SunTrust Marine Fixed Rates*
Loan Amount Maximum Loan Term Length of Vessel Customer Annual Percentage Rate
$75,000 - $4,000,000 240 Months 25 feet or longer 5.50% APR
$50,000 - $74,999 180 Months 25 feet or longer 5.75% APR
$25,000 - $49,999 180 Months 25 feet or longer 6.25% APR
$5,000 -$49,999 120 Months Under 25 feet Please call us at 800.SUNTRUST (800.786.8787) or check out SunTrust's Installment Loans. Available in the following states: AL, AR, FL, GA, MD, MS, NC, SC, TN, VA, WV and DC

For example, a borrower financing $25,000 after a down payment of 15% at an Annual Percentage Rate of 6.25% would make 180 monthly payments of $214.36.

SunTrust Marine Lending offers marine loans throughout the U.S. with exceptions to the following states: Alaska, Hawaii, Idaho, Montana, Nebraska, North Dakota, South Dakota, Utah, Vermont, and Wyoming.

3-Year Fixed Adjustable Rate Program
Fixed for 3 years at 4.50% APR
then adjusts to WSJ prime rate + .50%. Amortized over 240 months. Prepayment penalty 1.50% for first 12 months

Monthly Variable Rate Loan Program
Amortized over 240 months. Prepayment penalty 1.50% for first 12 months. Rate adjusts monthly to 1 Month LIBOR + 400 bps. The rate for July 2011 is: 4.19%.

Minimum Down Payments Features Restrictions Requirements Application Process

*Your actual rate may vary based on a number of factors, including loan term. Rates may change without notice. Property insurance required. Normal credit approval criteria apply. Rates effective 7/05/2011.
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Additional Information

Contact a SunTrust representative or apply for a loan online.

> Apply online
> Call us at 800.797.BOAT
> Email us
> Visit us at the following Marine and RV Lending locations:

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Services provided by the following affiliates of SunTrust Banks, Inc.: Banking and trust products (including checking accounts) and services are provided by SunTrust Bank, Member FDIC. Securities, insurance (including annuities and certain life insurance products) and other investment services (including Brokerage accounts) are offered by SunTrust Investment Services, Inc., an SEC registered investment adviser and broker-dealer and a member of the FINRA and SIPC. Other insurance products and services offered by SunTrust Insurance Services, Inc., a licensed insurance agency.