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Signature Advantage BankingSM
SunTrust's Signature Advantage Banking is our premier relationship checking account. Along with the most desirable SunTrust checking features, you get exclusive advantages such as attractive interest rates, priority client service, and a host of cost-savings benefits to keep your finances on track.

SunTrust Deposit Fee Schedule

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Ways that make banking more convenient

Manage and Monitor

Online Banking - A Fast, convenient way to manage your money. Easily check balances, transfer funds and pay bills on your schedule, anytime, from anywhere. Move money between your SunTrust accounts or other financial institutions and even send money to friends and family electronically. Learn More>>

Mobile Banking1 - If you can access the internet from your mobile device, then you can use SunTrust Mobile Banking1 to access the account information that’s important to you. No matter where you are, you can easily check balances, transfer funds, pay bills, view transactions and more. Learn More>>

Alerts - Whether you’re at home, on vacation or simply on-the-go, alerts can keep you in touch with your money. Select the activities you want to get alerts about and choose how you receive them - email or text message. Learn More>>

Overdraft Protection and Coverage - Protect yourself from the unexpected with overdraft coverage and protection options.

  * Overdraft Protection - allows you to link your checking account to another SunTrust deposit account, credit card or line of credit in order to transfer available funds, if needed, to cover an overdraft. Learn More>>

  * Overdraft coverage - is a service provided by the bank to approve a transaction, at the banks discretion, when you don’t have sufficient available funds. Learn More>>

Direct Deposit - Sign up to have your paychecks, social security benefits, pension checks and other routine sources of income electronically deposited, saving you time and providing immediate access to your money. Learn More>>

Pay Bills and Make Purchases

Online Banking with Bill Pay - Pay your bills anytime – whether paying a company or a person – or schedule payments and set recurring ones. Learn More>>

SunTrust Check Card - Shop with confidence. Your check card is safer than cash and more accepted than checks. Reap the benefits of great discounts with MasterCard MarketPlaceTM for SunTrust. Enjoy 3-way protection on eligible purchases. Learn More>>

Additional Features
Otherwise a $25 monthly maintenance fee if one of the above requirements is not met.

Interest Rates8
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1SunTrust does not charge a fee for the use of SunTrust Mobile Banking. If you do not already have a data plan with your wireless service provider, normal data rates will apply.

20.25% interest rate reduction off the standard rate of a consumer loan or line of credit if you have an eligible deposit account; an additional 0.25% interest rate reduction if payment is automatically deducted from a SunTrust checking, savings, or money market account using SurePaySM; an additional 0.25% interest rate reduction off the standard rate of a consumer loan or line of credit if you have a qualifying first mortgage from SunTrust Mortgage, Inc. Maximum discount is 0.75%. For the Access 3 Equity Line, these interest rate reductions do not apply to the Fixed Rate/Fixed Term (Option 3) advances, or during the Repayment Period. All loan and line discount offers are subject to change. Offer for new and refinanced eligible consumer loans and lines of credit, as well as for credit line increases. Relationship pricing discounts are not available on existing consumer loans or lines of credit, or on Physician Loans, Marine/RV, and Education Lending products."

3Accounts opened in SunTrust branches may be subject to different opening deposit requirements.

4The balance in your Signature Advantage Banking account.

5Total statement linked deposits including Signature Advantage Banking, deposits, savings, CDs, IRAs, and investment balances.

6Investments offered through SunTrust Investment Services, Inc

7Total Relationship balances (linked deposits, Signature Advantage Banking account balance, other linked deposits, savings, CDs, IRAs, investments, loans, credit cards and mortgage balances).

8The Interest Rates and Annual Percentage Yield ("APY") are accurate as of the date shown on this page. At the Bank's discretion, rates and yields are subject to change without notice after the account is opened. Interest is calculated and compounded daily on the collected balance in your account and credited to your account monthly. Fees may reduce earnings.

Equal Housing Lender. SunTrust Mortgage, Inc., 901 Semmes Avenue, Richmond, VA 23224 is licensed by the Department of Corporations under the California Residential Mortgage Lending Act; is an Illinois Residential Mortgage Licensee; is a Lender in Massachusetts, having Mortgage Lender license #s ML1216, ML0133, ML1432, ML1914, ML1913, ML1815, ML2411, ML1214, ML2442, ML2491, and ML2538; is licensed by the New Hampshire Banking Department; is licensed by the New Jersey Department of Banking and Insurance, toll free 1.800.330.4684; is a licensed lender in Rhode Island; and is doing business in Arizona as Crestar Mortgage, 7250 N. 16th Street, Suite 100, Phoenix, AZ 85020.

SunTrust Bank is an Equal Housing Lender. Member FDIC. ©2011 SunTrust Banks, Inc. SunTrust, Live Solid. Bank Solid., SunTrust at Work, SunTrust Mortgage, SunTrust Rewards, SunTrust Mobile Banking, Access 3, Live Solid Savings, SunTrust Advantage Money Market, and Solid Choice Banking are federally registered marks of SunTrust Banks, Inc. All other marks are property of their respective owners.

SunTrust Bank, Member FDIC. ©2011 SunTrust Banks, Inc. SunTrust and Live Solid. Bank Solid. are federally registered service marks of SunTrust Banks, Inc.
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Are Not FDIC or any other Government Agency Insured Are Not Bank Guaranteed May Lose Value
Services provided by the following affiliates of SunTrust Banks, Inc.: Banking and trust products (including checking accounts) and services are provided by SunTrust Bank, Member FDIC. Securities, insurance (including annuities and certain life insurance products) and other investment services (including Brokerage accounts) are offered by SunTrust Investment Services, Inc., an SEC registered investment adviser and broker-dealer and a member of the FINRA and SIPC. Other insurance products and services offered by SunTrust Insurance Services, Inc., a licensed insurance agency.