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Certificate of Deposit (CDs)
SunTrust Certificates of Deposit (CDs) provide a secure place for you to invest your money. You can invest funds for chosen periods of time at a fixed interest rate, allowing you to ride out any interest rate fluctuations that may occur.

Special CD Offers. Limited Time Only.

1.55% APY* 59 Month CD and IRA CD
0.90% APY* 37 Month CD and IRA CD
0.65% APY* 25 Month CD and IRA CD
Please call us for our current special rate for this term CD 15 Month CD and IRA CD
0.30% APY* 9 Month CD


Each one of these CDs provides a competitive, fixed interest rate from a bank you can trust. Minimum opening balance is $2,000. Maximum opening deposit is $1,000,000 per CD.

Visit your local SunTrust branch or call us today at 800.279.4824 to learn more about our special CD terms and rates.

Features and Benefits
  • A guaranteed, competitive fixed rate of interest and earnings.
  • A choice of term lengths – from seven days to 10 years.
  • Flexible interest payment methods.
  • Security of FDIC insurance coverage.
Our flexible term lengths allow you to customize the CD to meet your needs. Often, the longer the term you choose, the higher your return. In addition, SunTrust CDs offer you competitive tiered rates, so the more money you put into your CD, the more you'll get out of it.

CDs are useful when you are: Also, since CD interest rates are locked in, you have a sense of security in knowing exactly what you'll be receiving in interest. This is why many clients set up CDs as an additional source of income.


For additional information, or to open an account:


* Annual Percentage Yield (APY) is accurate as of September 12, 2011 and the term or APY is subject to change at any time and without notice. Offer good for consumer and business accounts. Not available for public funds. A penalty is imposed for early withdrawals.

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Additional Information

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Services provided by the following affiliates of SunTrust Banks, Inc.: Banking and trust products (including checking accounts) and services are provided by SunTrust Bank, Member FDIC. Securities, insurance (including annuities and certain life insurance products) and other investment services (including Brokerage accounts) are offered by SunTrust Investment Services, Inc., an SEC registered investment adviser and broker-dealer and a member of the FINRA and SIPC. Other insurance products and services offered by SunTrust Insurance Services, Inc., a licensed insurance agency.