SunTrust Mortgage
Bob Hall Photo

Bob Hall , Doctor Loan and Jumbo Loan Specialist Loan Officer

NMLSR#:658867

Phone

877.253.8078

Cell

404.432.1006

Fax

801.233.7536

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980 Hammond Dr. Suite 600

Atlanta, GA 30328

About

Bob Hall's primary focus is creating unique mortgage options for licensed medical physicians and dentists using the SunTrust Mortgage Doctor Loan Program. He also assists a large number of buyers and homeowners with purchase and refinance jumbo loan options using the SunTrust Premier Mortgage Loan.

Advantages of Doctor Loans:

  • Fixed or adjustable-rate options
  • Up to 100% financing and no monthly mortgage insurance payments
  • Favorable repayment terms provide flexibility to meet your financial reality

For Licensed Residents/Interns/Fellows in MD and DO programs, we offer:

  • Maximum of 100% financing for purchases and rate/term refinances
  • There is a maximum loan amount of $750,000

For Practicing Doctors (MD, DO, DDS, DMD), we offer:

  • 100% financing for loans up to $750,000
  • 95% financing for loans up to $1 Million
  • 89.99% financing for loans up to $1.5 Million
  • Please note: Practicing Physicians and Doctors with over fifteen years post training experience are limited to maximum 89.99% financing. These Doctors need to be members of SunTrust Private Wealth Management or belong to a practice that is part of SunTrust Private Wealth Management to be eligible for this product. Subsequent time spent as a teaching attending or in a fellowship program does not count in this fifteen year period.

What you'll need to consider:

  • Loans are available in select states (Alabama, Arkansas, California, Connecticut, Delaware, Florida, Georgia, Kentucky, Maryland, Massachusetts, Mississippi, North Carolina, Pennsylvania, Ohio, South Carolina, Tennessee, Texas, Virginia, West Virginia and Washington, DC)
  • State law may put further restrictions on maximum loan-to-value ratio
  • Adjustable-rate mortgages have interest rates that may increase during the life of the loan
  • 100% mortgage financing will result in no property equity until the borrower pays down the loan principal through regular mortgage payments and/or the property value appreciates
  • A down payment may be required if the property is located in a declining market

* In some states, the Doctor Loan product requires a pre-existing depository relationship and is not available for properties located in Alaska, Arizona, Hawaii and Oregon, contact your loan officer for details. This product is available to licensed Residents, Interns, Fellows in MD, DO and DPM programs and licensed Physicians and Dentists (MD, DO, DPM, DDS, DMD) who have completed their training within the last fifteen years, Doctors with equal to or over fifteen years post training need to be members of SunTrust Private Wealth Management or belong to a practice that is part of Private Wealth Management to be eligible for this product. Fifteen year restriction does not apply when refinancing an existing SunTrust Doctor Loan. Other program restrictions may apply, please consult your loan officer.

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