SunTrust Mortgage
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Brent Eckhardt , Doctor Loan Specialist Loan Officer








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3904 Oleander Drive

Wilmington, NC 28403


Brent Eckhardt and his team specialize in serving the mortgage financing needs of Physicians, Resident Physicians and Dentists. Brent is joined by a valuable, dedicated assistant, Kara Groene, and a devoted group of operations partners to include a processor, underwriter and closer who are all there to help make sure your loan application is moving quickly and staying on track to meet all contractual timelines. When you choose to work with Brent and his team you really are getting a team of knowledgeable professionals with years of experience working at SunTrust Mortgage and specifically working with our Doctor Loan Mortgage. Someone on the team is always available to answer questions and they are always working together to get your mortgage closed on time.

Brent is a husband, a father of three and an active member of his church and community. He's been in mortgage lending since 2001 and has worked at SunTrust Mortgage since 2005. In that time, he's earned the following recognitions:

  • Recipient of the Chairman's Award, Platinum Performance Excellence Award Winner, President's Club and the Gold Award
  • One of the top doctor loan producers in the company and recently #3 in the company for doctor loans closed.

Both professional and detail oriented, Brent and his team want to earn your business and strive to simplify the often complicated loan process. They provide exceptional client service and will be with you from application to closing. Brent would like to have the opportunity to impress you. Please feel free to contact him anytime!

Advantages of Doctor Loans:

  • Fixed or adjustable-rate options
  • Up to 100% financing and no monthly mortgage insurance payments
  • Favorable repayment terms provide flexibility to meet your financial reality

For Licensed Residents/Interns/Fellows in MD, DO and DPM programs, we offer:

  • Maximum of 100% financing for purchases and rate/term refinances
  • There is a maximum home loan amount of $750,000

For Practicing Doctors (MD, DO, DPM, DDS, DMD), we offer:

  • 100% financing for loans up to $750,000
  • 95% financing for loans up to $1 Million
  • 89.99% financing for loans up to $1.5 Million
  • Please note: Doctors with over ten years post training (residency or fellowship) experience are limited to maximum 89.99% financing. These Doctors need to be members of SunTrust Private Wealth Management or belong to a practice that is part of SunTrust Private Wealth Management to be eligible for this product. This restriction does not apply to SunTrust Mortgage to SunTrust Mortgage Doctor loan refinances.

What you'll need to consider:

  • Loans are available in select states (AL, AR, CA, CT, DE, FL, GA, KY, MD, MA, MS, NC, OH, PA, SC, TN, TX, VA, WV and DC). Other program and geographic restrictions may apply, please consult your loan officer for details.
  • State law may put further restrictions on maximum loan-to-value ratio
  • Adjustable-rate mortgages have interest rates that may increase during the life of the loan
  • 100% mortgage financing will result in no property equity until the borrower pays down the loan principal through regular mortgage payments and/or the property value appreciates
  • A down payment may be required if the property is located in a declining market

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