Christina Boyette, Doctor Loan and Jumbo Loan Specialist, Loan Officer

SunTrust Mortgage

Christina Boyette Photo

Christina Boyette, Doctor Loan and Jumbo Loan Specialist, Loan Officer

SunTrust Mortgage

NMLSR#:658811

Phone Number

Phone

844.566.8469

Mobile Number

Cell

912.433.3960

Fax Number

Fax

912.598.5184

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4 Skidaway Village

Savannah, GA 31411

140 Pooler Pkwy.

Pooler, GA 31322

215 Main St.

Garden City, GA 31408

2203 Demere Rd.

Saint Simons Island, GA 31522

501 Sea Island Rd.

Saint Simons Island, GA 31522

86 Golden Isles Plaza

Brunswick, GA 31520

1602 Walton Way

Augusta, GA 30904

2815 Wrightsboro Rd.

Augusta, GA 30909

801 Broad St.

Augusta, GA 30901

2901 Washington Rd.

Augusta, GA 30909

2625 Peach Orchard Rd.

Augusta, GA 30906

About

With more than 14 years in the mortgage business, Christina Boyette has helped many people achieve their goal of homeownership. Whether you are a first-time home buyer or refinancing an existing loan, Christina has a solid understanding of the local real estate market and what it takes to close your loan with efficiency and expertise.

Christina specializes in residential mortgage needs for licensed medical physicians, residents, interns and fellows, which include MDs (Medical Doctors) and DOs (Doctors of Osteopathy). The program is also available for those with DMD/DDS (Doctors of Dental Medicine-Dental Surgeons, Orthodontists and General Dentists). The Doctor Loan/Physician Loan Program features a variety of fixed and adjustable-rate mortgages with up to 100% financing and no monthly mortgage insurance payments. Christina focuses on treating each client as if he or she were her only client.

Advantages of Doctor Loans:

  • Fixed or adjustable-rate options
  • Up to 100% financing and no monthly mortgage insurance payments
  • Favorable repayment terms provide flexibility to meet your financial reality

For Licensed Residents/Interns/Fellows in MD and DO programs, we offer:

  • Maximum of 100% financing for purchases and rate/term refinances
  • There is a maximum loan amount of $750,000

For Practicing Doctors (MD, DO, DDS, DMD), we offer:

  • 100% financing for loans up to $750,000
  • 95% financing for loans up to $1 Million
  • 89.99% financing for loans up to $1.5 Million
  • Please note: Doctors with over ten years post training experience are limited to maximum 89.99% financing. These Doctors need to be members of SunTrust Private Wealth Management or belong to a practice that is part of SunTrust Private Wealth Management to be eligible for this product. Subsequent time spent as a teaching attending or in a fellowship program doesn't count in this ten year period.

What you'll need to consider:

  • Loans are available in select states (AL, AR, DE, FL, GA, MD, MS, NC, SC, TN, VA, WV, DC and select counties in PA)
  • State law may put further restrictions on maximum loan-to-value ratio
  • Adjustable-rate mortgages have interest rates that may increase during the life of the loan
  • 100% mortgage financing will result in no property equity until the borrower pays down the loan principal through regular mortgage payments and/or the property value appreciates
  • A down payment may be required if the property is located in a declining market

The Doctor Loan program is available only in Alabama (AL), Arkansas (AR), Delaware (DE), Florida (FL), Georgia (GA), Maryland (MD) , Mississippi (MS), North Carolina (NC), South Carolina (SC), Tennessee (TN), Virginia (VA), Washington, D.C., West Virginia (WV) and the following counties in Pennsylvania: Adams, Chester, Franklin, Lancaster and York.

Christina is a native of Savannah and currently lives in Richmond Hill with her husband, Mitchell and two children.

Christina believes that a mortgage is a relationship, not a transaction, so she works with each client to analyze their needs and to incorporate a mortgage into their total financial plan. Her attention to detail will ensure that your mortgage process runs smoothly and efficiently.

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