Dan Asbury, Loan Officer

SunTrust Mortgage, Inc

Dan Asbury Photo
Dan Asbury, Loan Officer

SunTrust Mortgage, Inc

NMLSR#:658798
Phone Number
Phone

888.989.6181

Mobile Number
Cell

404.668.2323

Fax Number
Fax

404.962.3915

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980 Hammond Dr. Suite 600

Atlanta, GA 30328

About

Dan Asbury specializes in tailored mortgage financing options for licensed medical physicians, residents, interns and fellows. The SunTrust Mortgage Doctor Loan Program is also available to Doctors of Dental Medicine, dental surgeons, orthodontists and general dentists. The Doctor Loan program features a variety of fixed and adjustable-rate mortgages with up to 100% financing and no monthly mortgage insurance payments. Aside from physician/dentist loans, Dan also specializes in jumbo loans such as the SunTrust Mortgage Premier loan.

Advantages of Doctor Loans:

  • Fixed or adjustable-rate options
  • Up to 100% financing and no monthly mortgage insurance payments
  • Favorable repayment terms provide flexibility to meet your financial reality

For Licensed Residents/Interns/Fellows in MD and DO programs, we offer:

  • Maximum of 100% financing for purchases and rate/term refinances
  • There is a maximum loan amount of $750,000

For Practicing Doctors (MD, DO, DDS, DMD), we offer:

  • 100% financing for loans up to $750,000
  • 95% financing for loans up to $1 Million
  • 89.99% financing for loans up to $1.5 Million
  • Please note: Doctors with over ten years post training experience are limited to maximum 89.99% financing. These Doctors need to be members of SunTrust Private Wealth Management or belong to a practice that is part of SunTrust Private Wealth Management to be eligible for this product. Subsequent time spent as a teaching attending or in a fellowship program doesn't count in this ten year period.

What you'll need to consider:

  • Loans are available in select states (AL, AR, DE, FL, GA, MD, MS, NC, SC, TN, VA, WV, DC and select counties in PA)
  • State law may put further restrictions on maximum loan-to-value ratio
  • Adjustable-rate mortgages have interest rates that may increase during the life of the loan
  • 100% mortgage financing will result in no property equity until the borrower pays down the loan principal through regular mortgage payments and/or the property value appreciates
  • A down payment may be required if the property is located in a declining market

The Doctor Loan program is available only in Alabama (AL), Arkansas (AR), Delaware (DE), Florida (FL), Georgia (GA), Maryland (MD) , Mississippi (MS), North Carolina (NC), South Carolina (SC), Tennessee (TN), Virginia (VA), Washington, D.C., West Virginia (WV) and the following counties in Pennsylvania: Adams, Chester, Franklin, Lancaster and York.

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