David Wilson, Doctor Loan and Jumbo Loan Specialist, Loan Officer

SunTrust Mortgage

David Wilson Photo
David Wilson, Doctor Loan and Jumbo Loan Specialist, Loan Officer

SunTrust Mortgage

NMLSR#:658934
Phone Number
Phone

844.649.2962

Mobile Number
Cell

410.382.0136

Fax Number
Fax

410.308.1921

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1966 Greenspring Dr. Suite 505

Timonium, MD 21093

About

For more information on the best Doctor Loan Program available, the Premier Jumbo Loan product or the many other mortgage financing programs we offer, please feel free to call David Wilson at 410.308.6002.

Advantages of Doctor Loans:

  • Fixed or adjustable-rate options
  • Up to 100% financing and no monthly mortgage insurance payments
  • Favorable repayment terms provide flexibility to meet your financial reality

For Licensed Residents/Interns/Fellows in MD and DO programs, we offer:

  • Maximum of 100% financing for purchases and rate/term refinances
  • There is a maximum loan amount of $750,000

For Practicing Doctors (MD, DO, DDS, DMD, DPM), we offer:

  • 100% financing for loans up to $750,000
  • 95% financing for loans up to $1 Million
  • 89.99% financing for loans up to $1.5 Million
  • Please note: Doctors with over ten years post training experience are limited to maximum 89.99% financing. These Doctors need to be members of SunTrust Private Wealth Management or belong to a practice that is part of SunTrust Private Wealth Management to be eligible for this product. Subsequent time spent as a teaching attending or in a fellowship program doesn't count in this ten year period.

What you'll need to consider:

  • Loans are available in select states (AL, AR, DE, FL, GA, MD, MS, NC, SC, TN, VA, WV, DC and select counties in PA)
  • State law may put further restrictions on maximum loan-to-value ratio
  • Adjustable-rate mortgages have interest rates that may increase during the life of the loan
  • 100% mortgage financing will result in no property equity until the borrower pays down the loan principal through regular mortgage payments and/or the property value appreciates
  • A down payment may be required if the property is located in a declining market

The Doctor Loan program is available only in Alabama (AL), Arkansas (AR), Delaware (DE), Florida (FL), Georgia (GA), Maryland (MD) , Mississippi (MS), North Carolina (NC), South Carolina (SC), Tennessee (TN), Virginia (VA), Washington, D.C., West Virginia (WV); and the following counties in Pennsylvania: Adams, Chester, Franklin, Lancaster and York.

With over 22 years of experience in the mortgage industry, David Wilson has helped many people achieve their goal of homeownership. Whether you are a first-time home buyer, purchasing a second home or rental property or refinancing an existing loan, David has a solid understanding of the local real estate market and what it takes to close your loan with efficiency and expertise. In addition to traditional mortgage financing solutions, SunTrust Mortgage is pleased to offer specialty financing programs for clients with unique borrowing needs, including the SunTrust Medical Professional Mortgage program and various Jumbo Mortgage Programs.

Dedication, honesty, integrity and superior customer service are the benchmarks of David's personal and professional standards. Please contact David at 410.382.0136 or 410.308.6002 for a quick response to your residential mortgage financing needs.

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