Arthur Goins, CFP®, CTFA, Wealth Advisor

SunTrust Investment Services, Inc.

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Arthur Goins, CFP®, CTFA, Wealth Advisor

SunTrust Investment Services, Inc.

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4777 Sharon Rd,

Charlotte, NC 28210

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As a Wealth Advisor, Frank Goins uses his experience and education, along with his highly credentialed team to develop customized solutions for his valued clients. Frank directs this process through the creation and implementation of comprehensive financial plans with a focus on tax efficiency and customization. Due to his extensive planning background, Frank assists large commercial clients with their unique planning needs.

Frank calls upon a team of highly experienced and credentialed Wealth Management specialists to deliver customized solutions to his clients. These specialists maximize clients' individual objectives by drawing on SunTrust's strengths in Trust, Investment Management, Insurance, Estate Settlement, Charitable, Credit and Financial Planning. He also provides services through GenSpring, SunTrust's ultra-high net worth division.

Frank joined SunTrust in 2006 and has over 25 years of experience serving clients in the financial planning and financial services fields. Frank has earned the professional designations of Certified Financial PlannerTM Practitioner (CFP®) and Certified Trust & Financial Advisor (CTFA) In addition, Frank is a graduate of Guilford College with a B.S. Degree in Math and Economics and holds an MBA in Finance from the University of North Carolina at Greensboro. He is a member of the Board of Directors for Junior Achievement of Central Carolinas, a member of the Charlotte Estate Planning Council, sits on the Cabinet of Professional Advisors for Foundation for the Carolinas and is on the Advisory Board for Financial Services Institute at CPCC.

SunTrust Private Wealth Management is part of SunTrust Bank, with a proud 120-year heritage of commitment to helping our clients manage their wealth and achieve their goals. We are committed to meeting the needs of our clients - by building and continually strengthening long-term relationships and by offering you comprehensive wealth management capabilities to meet your sophisticated and often complex needs. As your needs evolve, your team of experts and solutions will too, in order to address new challenges and opportunities.

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Investment and Insurance Products:

Are Not FDIC or any other Government Agency Insured   Are Not Bank Guaranteed  May Lose Value 

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Services provided by the following affiliates of SunTrust Banks, Inc.: Banking products and services are provided by SunTrust Bank, Member FDIC. Trust and investment management services are provided by SunTrust Bank, SunTrust Delaware Trust Company and SunTrust Banks Trust Company (Cayman) Limited. Securities, brokerage accounts and insurance (including annuities) are offered by SunTrust Investment Services, Inc., a SEC registered broker-dealer, member FINRA, SIPC, and a licensed insurance agency. Investment advisory services are offered by SunTrust Advisory Services, Inc., a SEC registered adviser. GFO Advisory Services, LLC is a SEC registered investment adviser that provides investment advisory services to a group of private investment funds and other non-investment advisory services to affiliates. Mortgage products and services are provided by SunTrust Mortgage, Inc.

SunTrust Mortgage, Inc. - NMLS #2915, 901 Semmes Avenue, Richmond, VA 23224, 1-800-634-7928. CA: licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, IL: Illinois Residential Mortgage Licensee #MB-989, Department of Financial and Professional Regulation, 100 W. Randolph, Suite 900, Chicago, IL 60601, 1-888-473-4858, MA: Mortgage Lender license #-ML-2915, NJ: Mortgage Banker License - New Jersey Department of Banking and Insurance, NY: Licensed Mortgage Banker—NYS Department of Financial Services, and RI: Rhode Island Licensed Lender.

"SunTrust Advisors" may be officers and/or associated persons of the following affiliates of SunTrust Banks, Inc.: SunTrust Bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., a registered broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency, and which provides securities, annuities and life insurance products; SunTrust Advisory Services, Inc., a SEC registered investment adviser which provides Investment Advisory services.

SunTrust Private Wealth Management, International Wealth Management, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups and GenSpring are marketing names used by SunTrust Bank, SunTrust Banks Trust Company (Cayman) Limited, SunTrust Delaware Trust Company, SunTrust Investment Services, Inc., and SunTrust Advisory Services, Inc.

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SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of SunTrust Banks, Inc. and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRA and SIPC.