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Joshua Feldman , Physician Loan Specialist Loan Officer








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145 King St. Suite 101

Charleston, SC 29401

162 Seven Farms Dr. Suite 200

Daniel Island, SC 29492


Josh Feldman specializes in residential mortgage needs for licensed medical physicians, residents, interns and fellows, which include MDs (Medical Doctors) DOs (Doctors of Osteopathy). The program is also available for those with DMD/DDS (Doctors of Dental Medicine-Dental Surgeons, Orthodontists and General Dentists). The Physician Loan / Doctor Loan Program features a variety of fixed and adjustable-rate mortgages with up to 100% financing and no monthly mortgage insurance payments. As Physician Loan Specialists, Josh and his team, The Feldman-Deas Team, closed in excess of $600 Million Dollars in mortgage loans for physicians alone. The team focuses on treating each client as if he or she were their only client. As a result of this service-oriented approach, the team has closed more loans than any other team in SunTrust each of the last six years (2013-2018) and are perennial recipients of the Chairman's Award and Platinum Award, which are given to the top 5% of SunTrust Mortgage loan officers. Not a doctor or dentist? Josh is happy to assist all borrowers. In 2016-2018, The Feldman-Deas Team originated more VA loans than any other loan officer, more conventional "agency" loans than any other loan officer and more FHA loans than all but two loan officers. The team is also well-versed in more complex Jumbo Financing programs, for homes requiring larger loan amounts.

Loans are available in select states (Alabama, Arkansas, California, Connecticut, Delaware, Florida, Georgia, Kentucky, Maryland, Massachusetts, Mississippi, North Carolina, Pennsylvania, Ohio, South Carolina, Tennessee, Texas, Virginia, West Virginia and Washington, DC)

Advantages For Practicing Physicians and Doctors:

  • Fixed or adjustable-rate options
  • Up to 100% financing and no monthly mortgage insurance payments
  • Favorable repayment terms provide flexibility to meet your financial reality

For Licensed Residents/Interns/Fellows in MD and DO programs, we offer:

  • Maximum of 100% financing for purchases and rate/term refinances
  • There is a maximum loan amount of $750,000

For Practicing Physicians and Doctors (MD, DO, DDS, DMD, Podiatrists), we offer:

  • 100% financing for loans up to $750,000
  • 95% financing for loans up to $1 Million
  • 89.99% financing for loans up to $1.5 Million
  • Please note: Practicing Physicians and Doctors with over fifteen years post training experience are limited to maximum 89.99% financing. These Doctors need to be members of SunTrust Private Wealth Management or belong to a practice that is part of SunTrust Private Wealth Management to be eligible for this product. Subsequent time spent as a teaching attending or in a fellowship program does not count in this fifteen year period.

What you'll need to consider:

  • State law may put further restrictions on maximum loan-to-value ratio
  • Adjustable-rate mortgages have interest rates that may increase during the life of the loan
  • 100% mortgage financing will result in no property equity until the borrower pays down the loan principal through regular mortgage payments and/or the property value appreciates
  • A down payment may be required if the property is located in a declining market

Please click on the "Testimonials" tab under "Related Links" below to see what recent clients have to say about their experience with Josh. If you have questions about the Dr. Loan, please feel free to email me so I can send you some information about the loan product or please feel free to call or text me anytime.

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