SunTrust Mortgage
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Ken Reichner , Doctor Loan Specialist Loan Officer








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1200 Weston Rd. 2nd. Floor

Weston, FL 33326

4480 Weston Road

Davie, FL 33331


Ken Reichner is a dedicated and award winning SunTrust loan officer specializing in meeting the residential mortgage needs of MDs (Medical Doctors), DOs (Doctors of Osteopathy), as well as DMD/DDS (Doctors of Dental Medicine-Dental Surgeons, Orthodontists and General Dentists). Since 2007 Ken has applied his considerable experience and expertise to assure every one of his SunTrust clients receives the very best service and the most appropriate custom tailored solution for their home purchase or refinance. With a thorough understanding of all available financing solutions including the SunTrust Mortgage Doctor Loan Program, Ken has helped a great many physicians and dentists achieve the dream of homeownership.

Advantages of Doctor Loans:

  • Fixed or adjustable-rate options
  • Up to 100% financing and no monthly mortgage insurance payments
  • Favorable repayment terms provide flexibility to meet your financial reality

For Licensed Residents/Interns/Fellows in MD and DO programs, we offer:

  • Maximum of 100% financing for purchases and rate/term refinances
  • There is a maximum loan amount of $750,000

For Practicing Doctors, Dentists and Podiatrists (MD, DO, DPM, DDS, DMD), we offer:

  • 100% financing for loans up to $750,000
  • 95% financing for loans up to $1 Million
  • 89.99% financing for loans up to $1.5 Million
  • Please note: Doctors with over ten years but less than fifteen years post training experience are limited to maximum 89.99% financing and must have a debt-to-income ratio that does not exceed 43%. Subsequent time spent as a teaching attending or in a fellowship/residency program doesn't count in this ten to fifteen year period.

What you'll need to consider:

  • Loans are available in select states (Alabama, Arkansas, California, Connecticut, Delaware, Florida, Georgia, Kentucky, Maryland, Massachusetts, Mississippi, North Carolina, Pennsylvania, Ohio, South Carolina, Tennessee, Texas, Virginia, West Virginia and Washington, DC)
  • State law may put further restrictions on maximum loan-to-value ratio
  • Adjustable-rate mortgages have interest rates that may increase during the life of the loan
  • 100% mortgage financing will result in no property equity until the borrower pays down the loan principal through regular mortgage payments and/or the property value appreciates
  • A down payment may be required if the property is located in a declining market

Buying a New Home from a Builder?

Everyone has dreamed of owning a brand new home. Whether you are selecting a home in a new development or interviewing builders that offer custom build turnkey sales, we offer options that will help both you and your builder relax with our extended rate locks. These include: Doctor Loan Lock - lock a fixed or adjustable rate loan for 6 to 12 months; VA, conventional or FHA Locks (at or below the conforming loan limit) - lock a fixed rate loan for 6 to 12 months and if rates drop after your lock - ask Ken about your options to Float Down under the extended lock options.

For more information or to prequalify today, please call or text Ken at 954.647.9708 or e-mail him at

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