SunTrust Mortgage
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Kevin O'Connor, Doctor Loan and Jumbo Loan Specialist Loan Officer

NMLSR#:460639

Phone Number

Phone

877.546.1368

Mobile Number

Cell

703.728.6129

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46175 Westlake Dr. Suite 350

Sterling, VA 20165

9912 Georgetown Pike

Great Falls, VA 22066

19391 Lansdowne Blvd.

Leesburg, VA 20176

About

For more information on the best Doctor Loan Program available, the Premier Jumbo Loan product or the many other mortgage financing programs we offer, please feel free to call Kevin O'Connor at 703.728.6129 or e-mail him at kevin.oconnor@suntrust.com.

Advantages of Doctor Loans:

  • Fixed or adjustable-rate options
  • Up to 100% financing and no monthly mortgage insurance payments
  • Favorable repayment terms provide flexibility to meet your financial reality

For Licensed Residents/Interns/Fellows in MD and DO programs, we offer:

  • Maximum of 100% financing for purchases and rate/term refinances
  • There is a maximum loan amount of $750,000

For Practicing Doctors (MD, DO, DDS, DMD, DPM), we offer:

  • 100% financing for loans up to $750,000
  • 95% financing for loans up to $1 Million
  • 89.99% financing for loans up to $1.5 Million
  • Please note: Doctor clients who have completed their initial residency/internship/fellowship 10-15 years from application date are eligible up to a maximum of 89.99% financing.

What you'll need to consider:

  • Loans are available in select states (AL, AR, CA, CT, DE, FL, GA, KY, MD, MA, MS, NC, OH, PA, SC, TN, TX, VA, WV, and DC)
  • State law may put further restrictions on maximum loan-to-value ratio
  • Adjustable-rate mortgages have interest rates that may increase during the life of the loan
  • 100% mortgage financing will result in no property equity until the borrower pays down the loan principal through regular mortgage payments and/or the property value appreciates
  • A down payment may be required if the property is located in a declining market

With over 20 years of experience as a mortgage loan officer, Kevin O'Connor is committed to serving medical industry professionals. Kevin applies market knowledge and expertise to secure financing for his clients' primary residences and second homes. By providing his clients with tailored mortgage financing solutions to fit their needs, Kevin has helped many physicians, nurses, dentists & dental hygienist achieve the dream of home ownership along with first-time homebuyers as well as those seasoned real estate owners looking to refinance their current home(s). SunTrust Mortgage offers numerous niche products specifically for medical professionals, jumbo clients and first-time homebuyers. Kevin specializes in bringing peace of mind to his borrowers by practicing integrity, hard work and focusing all of his energy into ensuring that the needs and goals of his clients are met.

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