Kim DeMarco, Doctor Loan Specialist, Loan Officer

SunTrust Mortgage

Kim DeMarco Photo

Kim DeMarco, Doctor Loan Specialist, Loan Officer

SunTrust Mortgage

NMLSR#:510011

Phone Number

Phone

844.712.1037

Mobile Number

Cell

703.409.1818

Fax Number

Fax

801.568.5393

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515 King St. 2nd. Floor

Alexandria, VA 22314

About

Kim DeMarco's primary focus is helping to create unique mortgage options for licensed Medical Physicians and Dentists using the SunTrust Mortgage Doctor Loan Program. She also specializes in assisting buyers and homeowners with purchase and refinance jumbo loan options using SunTrust Mortgage Portfolio Loan Programs.

Advantages of Doctor Loans:

  • Fixed or adjustable-rate options
  • Up to 100% financing and no monthly mortgage insurance payments
  • Favorable repayment terms provide flexibility to meet your financial reality

For Licensed Residents/Interns/Fellows in MD and DO programs, we offer:

  • Maximum of 100% financing for purchases and rate/term refinances
  • There is a maximum loan amount of $750,000

For Practicing Doctors (MD, DO, DDS, DMD), we offer:

  • 100% financing for loans up to $750,000
  • 95% financing for loans up to $1 Million
  • 89.99% financing for loans up to $1.5 Million
  • Please note: Doctors with over ten years post training experience are limited to maximum 89.99% financing. These Doctors need to be members of SunTrust Private Wealth Management or belong to a practice that is part of SunTrust Private Wealth Management to be eligible for this product. Subsequent time spent as a teaching attending or in a fellowship program doesn't count in this ten year period.

The Doctor Loan program is available only in Alabama (AL), Arkansas (AR), Delaware (DE), Florida (FL), Georgia (GA), Maryland (MD) , Mississippi (MS), North Carolina (NC), South Carolina (SC), Tennessee (TN), Virginia (VA), Washington, D.C., West Virginia (WV) and the following counties in Pennsylvania: Adams, Chester, Franklin, Lancaster and York.

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