SunTrust Mortgage
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Matt Albert , Physician Loan Specialist Loan Officer

NMLSR#:658999

Phone

877.350.1626

Cell

336.471.1825

Fax

336.373.5159

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628 Green Valley Rd. Suite 101

Greensboro, NC 27408

About

Matt Albert and his team specialize in the mortgage needs for Physicians, Resident/Fellow Physicians and Dentists, which include MDs (Medical Doctors), DOs (Doctors of Osteopathy), DPMs (Doctors of Podiatric Medicine) along with DMDs and DDS (including Dental Surgeons, Orthodontist and General Dentists). Matt and longtime assistant, Jenny Pugh, have combined over 40 years in mortgage industry experience. Jenny will assist you in submitting your application and associated documents quickly while making sure your loan stays on track for closing. You will have access to one of us through the entire loan process as we are here to make the process as smooth as possible.

As a Doctor Loan / Physician Loan Specialist, Matt attributes over 99% of his business to the Doctor Loan program which shows his knowledge and understanding of the product as he consistently ranks in the top 7 of all Doctor Loan producing SunTrust Mortgage loan officers year after year!

While Matt has experience in all loan products he has focused on doctors and their specific situations for over 16 years and understands the process and transition period doctors go through from medical school, to training, to attending positions. Matt depends on "word of mouth" from previous physician clients, along with Realtors®, investment professionals that strictly work with physicians, resident coordinators and physician recruiters to build his business.

Matt consistently receives top scores for his customer service from his clients and is hailed for his knowledge of the program, the loan process, his professionalism and his availability (be sure to click Testimonials under related links to see what previous clients have to say). Please allow Matt and Jenny to provide you the same level of service so many other clients have raved about! Feel free to reach out to him anytime!

For more information on the best Doctor Loan Program available or the many other portfolio programs we offer, please call 336.471.1825.

Advantages of Doctor Loans:

  • Fixed or adjustable-rate options
  • Up to 100% financing and no monthly mortgage insurance payments
  • Competitive Pricing

For Licensed Residents/Interns/Fellows in MD, DO and DPM programs, we offer:

  • Maximum of 100% financing for purchases and rate/term refinances
  • There is a maximum loan amount of $750,000

For practicing doctors (MD, DO, DPM, DDS, DMD), we offer:

  • 100% financing for loans up to $750,000
  • 95% financing for loans up to $1 Million
  • 89.99% financing for loans up to $1.5 Million
  • Please note: Doctors with 10-15 years post training experience are limited to a maximum of 89.99% financing. To be eligible for the program greater than 15 years post training these doctors need to be clients of SunTrust Private Wealth Management or belong to a practice that is part of SunTrust Private Wealth Management to be eligible for this product. Subsequent time spent as a teaching, attending or in a fellowship program doesn't count in this 15 year period. This restriction does not apply to SunTrust Doctor loan to SunTrust Doctor loan refinance transactions.

What you'll need to consider:

  • The Doctor Loan program is available only in Alabama (AL), Arkansas (AR), California (CA), Connecticut (CT), Delaware (DE), Florida (FL), Georgia (GA), Kentucky (KY), Maryland (MD), Massachusetts (MA), Mississippi (MS), North Carolina (NC), Ohio (OH), Pennsylvania (PA), South Carolina (SC), Tennessee (TN), Texas (TX), Virginia (VA), Washington, D.C., and West Virginia (WV); unless you have a 12 month deposit relationship prior to application for mortgage in which case other states may be considered. Please consult your loan officer for details.
  • State law may put further restrictions on maximum loan-to-value ratio
  • Adjustable-rate mortgages have interest rates that may increase during the life of the loan
  • 100% mortgage financing will result in no property equity until the borrower pays down the loan principal through regular mortgage payments and/or the property value appreciates
  • A down payment may be required if the property is located in a declining market

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