Mike Smith
Mortgage Loan Officer, NMLSR # 1277921
46175 Westlake Dr
Suite 350,
Sterling, VA 20165-5870
About me
Background
Buying a home is a hopeful, exciting experience. That positive energy builds better lives and communities. It represents a milestone for your family. I provide my clients with the focus and attention this life event deserves. It is my job to make the loan application process as transparent, easy to understand, and efficient as possible for my client. There's no "one size fits all" loan and every client's financial goals are unique. As a caring loan officer, I take the time to listen and learn about each client. You can rely on my experience to find the best loan option for you; when my clients win, we all win. I am completely open and honest with my clients about their borrowing capabilities and how they can optimize their financial position. My first priority is to deliver an exceptional home financing experience. My passion is "home" and is at the center of all that I do. As a Truist Mortgage Loan Officer, I serve with integrity to uphold the highest standards because everyone and every moment matters. Whether it is your first time buying a home or if you are an experienced homebuyer, I am committed to finding the best loan option and competitive rate to match your goals.Areas of Focus
Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.
Enjoy a low down payment mortgage designed for doctors and dentists.
- Qualified physicians receive special privileges including lower rates and greater purchasing power,1 even if you have student loans.2
- Doctors can get up to 100% financing with no monthly mortgage insurance payments.3
- Borrowers will receive a specialized mortgage to help meet the financial reality of practicing medicine.
By first understanding how much you can afford to spend on a home and planning accordingly, you can buy your first home with confidence. Calculate Now
Explore a variety of jumbo mortgage loan financing options to put the home you’ve always dreamed of within reach.
- Access larger loan amounts at competitive interest rates.
- For primary residences and second homes, including condominiums.
- Maximum loan amount varies by loan type, ranging from $3,000,000 to $5,000,000.
