Paul Harvey, Doctor Loan and Jumbo Loan Specialist, Loan Officer

SunTrust Mortgage

Paul Harvey Photo

Paul Harvey, Doctor Loan and Jumbo Loan Specialist, Loan Officer

SunTrust Mortgage

NMLSR#:658877

Phone Number

Phone

888.918.9306

Mobile Number

Cell

404.219.2425

Fax Number

Fax

404.526.1232

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980 Hammond Dr. Suite 600

Atlanta, GA 30328

About

Paul Harvey is uniquely qualified to take away the stress of purchasing a home thanks to his personalized service for over 20 years. Paul specializes in meeting the mortgage needs of medical residents, fellows and interns and licensed medical physician; MD,DO, DMD and DDS. He will work hard to assure your closing will go smoothly and push to close in a timely manner while always providing for a good client experience and peace of mind. The client experience is very personal to Paul and is not just another transaction. Rather, it is an opportunity to get a chance to learn about each and every client while building a lasting relationship for the future. Paul has many clients that have consistently followed him for over 20 years because of his strong attention to detail, great character and professionalism.

Advantages of Doctor Loans:

  • Fixed or adjustable-rate options
  • Up to 100% financing and no monthly mortgage insurance payments
  • Favorable repayment terms provide flexibility to meet your financial reality

For Licensed Residents/Interns/Fellows in MD and DO programs, we offer:

  • Maximum of 100% financing for purchases and rate/term refinances
  • There is a maximum loan amount of $750,000

For Practicing Doctors (MD, DO, DDS, DMD), we offer:

  • 100% financing for loans up to $750,000
  • 95% financing for loans up to $1 Million
  • 89.99% financing for loans up to $1.5 Million
  • Please note: Doctors with over ten years post training experience are limited to maximum 89.99% financing. These Doctors need to be members of SunTrust Private Wealth Management or belong to a practice that is part of SunTrust Private Wealth Management to be eligible for this product. Subsequent time spent as a teaching attending or in a fellowship program doesn't count in this ten year period.

What you'll need to consider:

  • Loans are available in select states (AL, AR, DE, FL, GA, MD, MS, NC, SC, TN, VA, WV, DC and select counties in PA)
  • State law may put further restrictions on maximum loan-to-value ratio
  • Adjustable-rate mortgages have interest rates that may increase during the life of the loan
  • 100% mortgage financing will result in no property equity until the borrower pays down the loan principal through regular mortgage payments and/or the property value appreciates
  • A down payment may be required if the property is located in a declining market

In addition to traditional mortgage financing solutions, SunTrust Mortgage is pleased to offer specialty financing programs for clients with unique borrowing needs, including:

  • Specialty financing for workers in the medical community through the SunTrust Medical Professional Mortgage program
  • Jumbo Financing: for homes requiring larger loan amounts

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