Rebecca Anderson, Loan Officer

SunTrust Mortgage

Rebecca Anderson Photo

Rebecca Anderson, Loan Officer

SunTrust Mortgage

NMLSR#:658794

Phone Number

Phone

855.900.2711

Mobile Number

Cell

770.310.5368

Fax Number

Fax

801.233.7523

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980 Hammond Dr. Suite 600

Atlanta, GA 30328

About

Rebecca Anderson specializes in residential mortgage needs for licensed medical physicians, residents, interns and fellows, which include MDs (Medical Doctors) and DOs (Doctors of Osteopathy). The program is also available for those with DMD/DDS (Doctors of Dental Medicine-Dental Surgeons, Orthodontists and General Dentists). The Doctor Loan/Physician Loan Program features a variety of fixed and adjustable-rate mortgages with up to 100% financing and no monthly mortgage insurance payments. Rebecca focuses on treating each client as if he or she were her only client.

Advantages of Doctor Loans:

  • Fixed or adjustable-rate options
  • Up to 100% financing and no monthly mortgage insurance payments
  • Favorable repayment terms provide flexibility to meet your financial reality

For Licensed Residents/Interns/Fellows in MD and DO programs, we offer:

  • Maximum of 100% financing for purchases and rate/term refinances
  • There is a maximum loan amount of $750,000

For Practicing Doctors (MD, DO, DDS, DMD), we offer:

  • 100% financing for loans up to $750,000
  • 95% financing for loans up to $1 Million
  • 89.99% financing for loans up to $1.5 Million
  • Please note: Doctors with over ten years post training experience are limited to maximum 89.99% financing. These Doctors need to be members of SunTrust Private Wealth Management or belong to a practice that is part of SunTrust Private Wealth Management to be eligible for this product. Subsequent time spent as a teaching attending or in a fellowship program doesn't count in this ten year period.

What you'll need to consider:

  • Loans are available in select states (AL, AR, DE, FL, GA, MD, MS, NC, SC, TN, VA, WV, DC and select counties in PA)
  • State law may put further restrictions on maximum loan-to-value ratio
  • Adjustable-rate mortgages have interest rates that may increase during the life of the loan
  • 100% mortgage financing will result in no property equity until the borrower pays down the loan principal through regular mortgage payments and/or the property value appreciates
  • A down payment may be required if the property is located in a declining market

If you have questions about any loan, please feel free to email, call or text me anytime.

The Doctor Loan program is available only in Alabama (AL), Arkansas (AR), Delaware (DE), Florida (FL), Georgia (GA), Maryland (MD) , Mississippi (MS), North Carolina (NC), South Carolina (SC), Tennessee (TN), Virginia (VA), Washington, D.C., West Virginia (WV); and the following counties in Pennsylvania: Adams, Chester, Franklin, Lancaster and York.

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