Richard W. Munch
Mortgage Loan Officer, NMLSR # 1517728
46175 Westlake Dr
Sterling, VA 20165-5870
About me
Background
Richard Munch is a loan officer with Truist Mortgage, offering clients more than five years of experience in the mortgage industry helping clients achieve the dream of homeownership. His areas of specialization include new construction and physician home loans.Education
Areas of Focus
Choose how to position your mortgage comfortably within your overall financial picture, whether it’s to reduce your monthly payment, pay off your loan sooner, or get cash out for large purchases.
Explore a variety of jumbo mortgage loan financing options to put the home you’ve always dreamed of within reach.
- Access larger loan amounts at competitive interest rates.
- For primary residences and second homes, including condominiums.
- Maximum loan amount varies by loan type, ranging from $3,000,000 to $5,000,000.
100% financing at competitive rates and low monthly payments.
- For qualifying veterans and surviving spouses.
- 100% financing available with no down payment.
- Borrowers exempt from monthly mortgage insurance premiums.
Enjoy a low down payment mortgage designed for doctors and dentists.
- Qualified physicians receive special privileges including lower rates and greater purchasing power,1 even if you have student loans.2
- Doctors can get up to 100% financing with no monthly mortgage insurance payments.3
- Borrowers will receive a specialized mortgage to help meet the financial reality of practicing medicine.
By first understanding how much you can afford to spend on a home and planning accordingly, you can buy your first home with confidence. Calculate Now
You’ve decided to build your dream home. Save time and money with a construction-to-permanent loan.
- Offers affordable, interest-only payments during construction.
- No penalties are assessed for prepayment.
- One upfront closing with one set of closing costs provides the financing for the lot, construction and mortgage.
