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Rosie Baum, Doctor Loan and Jumbo Loan Specialist Loan Officer


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2121 W. Palmetto St. Suite C

Florence, SC 29501


Rosie Baum has been a Mortgage Loan Officer and Physician Loan Specialist with SunTrust Mortgage for over 13 years. Rosie and her husband Glenn work as a team, known as the Baum Squad, to provide excellent client service to each and every client. You are the most important part of our work and you will be treated like you are our only client. Rosie has won the President's Team Award and Sales Leader awards from SunTrust Mortgage. Not a Doctor or Dentist, no problem, the Baum Squad can help veterans with VA loans, First-Time Home Buyer Programs, FHA, standard conventional and more complex Jumbo loans. We are here to help you.

For more information on the best Doctor Loan Program available or any of the other programs SunTrust Mortgage has to offer, please call me at 843.413-9116 or text me any time.

Advantages of Doctor Loans:

  • Fixed or adjustable-rate options
  • Up to 100% financing and no monthly mortgage insurance payments

Licensed Residents/Interns/Fellows in MD and DO programs, we offer:

  • Maximum of 100% financing for purchases and rate/term refinances
  • There is a maximum loan amount of $750,000

Practicing Doctors (MD, DO, DDS, DMD), we offer:

  • 100% financing for loans up to $750,000
  • 95% financing for loans up to $1 Million
  • 89.99% financing for loans up to $1.5 Million
  • Please note: Doctors with over ten years post training experience are limited to maximum 89.99% financing. These Doctors need to be members of SunTrust Private Wealth Management or belong to a practice that is part of SunTrust Private Wealth Management to be eligible for this product. Subsequent time spent as a teaching attending or in a fellowship program doesn't count in this ten year period.

What you'll need to consider:

  • Loans are available in select states (AL, AR, DE, FL, GA, MD, MS, NC, SC, TN, VA, WV, DC and select counties in PA)
  • State law may put further restrictions on maximum loan-to-value ratio
  • Adjustable-rate mortgages have interest rates that may increase during the life of the loan
  • 100% mortgage financing will result in no property equity until the borrower pays down the loan principal through regular mortgage payments and/or the property value appreciates
  • A down payment may be required if the property is located in a declining market

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