Sarah Volling, Loan Officer

SunTrust Mortgage

Sarah Volling Photo
Sarah Volling, Loan Officer

SunTrust Mortgage

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980 Hammond Dr. Suite 600

Atlanta, GA 30328


Sarah Volling's primary focus is creating unique mortgage options for licensed medical physicians and dentists using the SunTrust Mortgage Doctor Loan Program. She also works closely in new construction, as a preferred lender for builders and as an advocate for finding best financing solutions for buyers on new construction (affordable products (CRA), conforming and jumbo finance options). She also assists a large number of buyers and homeowners with purchase and refinance jumbo loan options using the SunTrust Mortgage Private Wealth Loan and the SunTrust Premier Mortgage.

Sarah, a native of Atlanta, brings over 15 years of wealth management/financial services experience to anyone looking to purchase a home and has helped hundreds of individuals and families achieve their financial goals. She believes that home is where the heart is and that every mortgage is a relationship, not just a transaction.

Advantages of Doctor Loans:

  • Fixed or adjustable-rate options
  • Up to 100% financing and no monthly mortgage insurance payments
  • Favorable repayment terms provide flexibility to meet your financial reality

For Licensed Residents/Interns/Fellows in MD and DO programs, we offer:

  • Maximum of 100% financing for purchases and rate/term refinances
  • There is a maximum loan amount of $750,000

For Practicing Doctors (MD, DO, DDS, DMD), we offer:

  • 100% financing for loans up to $750,000
  • 95% financing for loans up to $1 Million
  • 89.99% financing for loans up to $1.5 Million
  • Please note: Doctors with over ten years post training experience are limited to maximum 89.99% financing. These Doctors need to be members of SunTrust Private Wealth Management or belong to a practice that is part of SunTrust Private Wealth Management to be eligible for this product. Subsequent time spent as a teaching attending or in a fellowship program doesn't count in this ten year period.

What you'll need to consider:

  • Loans are available in select states (AL, AR, DE, FL, GA, MD, MS, NC, SC, TN, VA, WV, DC and select counties in PA)
  • State law may put further restrictions on maximum loan-to-value ratio
  • Adjustable-rate mortgages have interest rates that may increase during the life of the loan
  • 100% mortgage financing will result in no property equity until the borrower pays down the loan principal through regular mortgage payments and/or the property value appreciates
  • A down payment may be required if the property is located in a declining market

Whether you are purchasing a primary home, investing in a vacation home or rental property, undertaking a major renovation or in need of a refinance, Sarah has a solid understanding of the local real estate market and what it takes to close your loan with efficiency and expertise.

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