Suzy Savod, Doctor Loan Specialist, Loan Officer

SunTrust Mortgage, Inc

Suzy Savod Photo
Suzy Savod, Doctor Loan Specialist, Loan Officer

SunTrust Mortgage, Inc

-Hide Locations

4777 Sharon Rd. 3rd. Floor

Charlotte, NC 28210


For over 20 years, Suzy Savod has specialized in the mortgage needs of Medical Residents, Fellows, Interns and Licensed Medical Physicians including MDs, DOs, as well as physicians with their DMD/DDS. Suzy has the resources to help physicians purchase or refinance a home while working around student loan debt and little to no money for down payment and closing costs. Suzy also specializes in the SunTrust Medical Professional Mortgage program, a loan designed especially for workers in the medical community.

As a Doctor Loan Specialist, Suzy is an expert on the unique challenges new doctors face as they navigate the housing market, graduate medical school, "Match," start residencies and fellowships and begin to practice medicine. Suzy and her team have closed over 100 million dollars in physician mortgages.

Suzy graduated from UNC-Chapel Hill and started working with physicians at UNC and Duke before expanding her client base throughout the country. After being told by so many physicians that they were having trouble qualifying for a mortgage because they did not have a current paystub, too much student loan debt or that they must wait until after they start their new positions to purchase a home, Suzy made it a priority to educate as many doctors as she could about The Doctor Loan Program.

Advantages of Doctor Loans:

  • Fixed or adjustable-rate options
  • Up to 100% financing and no monthly mortgage insurance payments
  • Competitive Pricing

For Licensed Residents/Interns/Fellows in MD, DO and DPM programs, we offer:

  • Maximum of 100% financing for purchases and rate/term refinances
  • There is a maximum loan amount of $750,000

For Practicing Doctors (MD, DO, DPM, DDS, DMD), we offer:

  • 100% financing for loans up to $750,000
  • 95% financing for loans up to $1 Million
  • 89.99% financing for loans up to $1.5 Million
  • Please note: Doctors with over ten years post training (residency or fellowship) experience are limited to maximum 89.99% financing. These Doctors need to be members of or belong to a practice that is part of SunTrust Private Wealth Management to be eligible for this product. This restriction does not apply to SunTrust Mortgage Doctor Loan refinances.

What you'll need to consider:

Loans are available in select states (AL, AR, DE, FL, GA, MD, MS, NC, SC, TN, VA, WV, DC and select counties in PA). Other program and geographic restrictions may apply, please consult your loan officer for details.

Other locations may be considered provided the borrower has had a deposit relationship with SunTrust Bank for a minimum of 12 months prior to application.

Discuss with Suzy the following:

  • Need to qualify with student loan debt? As about your options.
  • Beginning a residency, fellowship or a new job practicing medicine and need to close on the purchase of a home before your employer start date? Let us work with you on a plan.
  • Finishing Medical School and preparing for Match Day? We can talk about how you may qualify for the Doctor Mortgage before stating your medical residency.

Please click on the "Testimonials" tab under "Related Links" below to read what previous physician loan clients have said about their experience with Suzy.

Please email Suzy at or call 866-810-4404 with any questions on the Doctor Loan Program or if you would like to be pre-approved to purchase or refinance a home under the Doctor Loan Program.

Continue Reading

Investment and Insurance Products:

Are Not FDIC or any other Government Agency Insured   Are Not Bank Guaranteed  May Lose Value 

© 2018 SunTrust Banks, Inc

equal housing logoSunTrust Bank is an Equal Housing Lender. Member FDIC

equal housing logoEqual Housing Lender. SunTrust Mortgage, Inc

SunTrust, SunTrust Mortgage, SunTrust PortfolioView, SunTrust Robinson Humphrey, SunTrust Premier Program, AMC Pinnacle, AMC Premier, Access 3, Signature Advantage Brokerage, Custom Choice Loan and SunTrust SummitView are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners.

Services provided by the following affiliates of SunTrust Banks, Inc.: Banking products and services are provided by SunTrust Bank, Member FDIC. Trust and investment management services are provided by SunTrust Bank, SunTrust Delaware Trust Company and SunTrust Banks Trust Company (Cayman) Limited. Securities, brokerage accounts and insurance (including annuities) are offered by SunTrust Investment Services, Inc., a SEC registered broker-dealer, member FINRA, SIPC, and a licensed insurance agency. Investment advisory services are offered by SunTrust Advisory Services, Inc., a SEC registered adviser. GFO Advisory Services, LLC is a SEC registered investment adviser that provides investment advisory services to a group of private investment funds and other non-investment advisory services to affiliates. Mortgage products and services are provided by SunTrust Mortgage, Inc.

SunTrust Mortgage, Inc. - NMLS #2915, 901 Semmes Avenue, Richmond, VA 23224, 1-800-634-7928. CA: licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, IL: Illinois Residential Mortgage Licensee #MB-989, Department of Financial and Professional Regulation, 100 W. Randolph, Suite 900, Chicago, IL 60601, 1-888-473-4858, MA: Mortgage Lender license #-ML-2915, NJ: Mortgage Banker License - New Jersey Department of Banking and Insurance, NY: Licensed Mortgage Banker—NYS Department of Financial Services, and RI: Rhode Island Licensed Lender.

"SunTrust Advisors" may be officers and/or associated persons of the following affiliates of SunTrust Banks, Inc.: SunTrust Bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., a registered broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency, and which provides securities, annuities and life insurance products; SunTrust Advisory Services, Inc., a SEC registered investment adviser which provides Investment Advisory services.

SunTrust Private Wealth Management, International Wealth Management, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups and GenSpring are marketing names used by SunTrust Bank, SunTrust Banks Trust Company (Cayman) Limited, SunTrust Delaware Trust Company, SunTrust Investment Services, Inc., and SunTrust Advisory Services, Inc.

SunTrust Bank and its affiliates do not accept fiduciary responsibility for all banking and investment account types offered. Please consult with your SunTrust representative to determine whether SunTrust and its affiliates have agreed to accept fiduciary responsibility for your account(s) and if you have completed the documentation necessary to establish a fiduciary relationship with SunTrust Bank or an affiliate. Additional information regarding account types and important disclosures may be found at

SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of SunTrust Banks, Inc. and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRA and SIPC.