Ty Smith, Loan Officer

SunTrust Mortgage, Inc

Ty Smith Photo
Ty Smith, Loan Officer

SunTrust Mortgage, Inc

NMLSR#:659509
Phone Number
Phone

844.606.9270

Mobile Number
Cell

434.466.5293

Fax Number
Fax

434.975.0052

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255 Albemarle Square

Charlottesville, VA 22901

About

In 2001, Ty Smith entered the mortgage lending industry after a twenty-two year career as a collegiate football coach with stops in North Carolina, Florida, Kentucky, Indiana, Texas and Virginia. The North Carolina native's accomplishments in the mortgage lending industry have been both fast and numerous. In his initial year as a mortgage loan oficer, Ty was named the Rookie of the Year. The recognition continued in 2002 when he was named a vice president and branch manager for SunTrust Mortgage in Charlottesville and again in 2006 when he was promoted to a region market manager position.

Ty has experience in all types of loan programs and is available anytime of day seven days a week to assist you with your personal mortgage needs. A proven mortgage professional, his product knowledge, work ethic and attention to detail will make your mortgage process run smoothly and quickly. Ty takes pride in his ability to find the best mortgage program to fit your individual needs. Having worked extensively with professors and physicians from UVA as well as professionals in the Charlottesville community, you are guaranteed to receive fast service requiring a minimal about of your time.

When not helping to make another customer's mortgage needs a reality, Ty spends his time enjoying life with his wife, Dorla, and their daughter, Deidre, who is a dental student at VCU.

At SunTrust Mortgage, we offer a variety of mortgage financing options for every stage of homeownership, including:

  • Conventional fixed rate and adjustable rate loan programs
  • FHA and VA loans
  • Guaranteed Rural Housing Loans
  • First-time home buyer financing options
  • Affordable housing solutions
  • Specialty financing for licensed medical physicians or dentists through the Doctor Loan Program
  • Specialty financing for workers in the medical community through the SunTrust Medical Professional Mortgage program
  • Jumbo Financing for homes requiring larger loan amounts
  • Financing solutions for vacation/second homes and investment properties
  • Flexible options for accessing your home's equity when you need additional funds
  • Mortgage refinancing options that could lower your monthly payment and save you money each month

Whether you want to buy a house, build your dream home or refinance your existing mortgage, we can help you find the financing solution that's right for you. Ty will meet with you after hours or on weekends to accomodate your needs. He pledges to keep you up-to-date on the progress of your loan application and simply put, will do the work so you can do yours.

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Investment and Insurance Products:

Are Not FDIC or any other Government Agency Insured   Are Not Bank Guaranteed  May Lose Value 

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Services provided by the following affiliates of SunTrust Banks, Inc.: Banking products and services are provided by SunTrust Bank, Member FDIC. Trust and investment management services are provided by SunTrust Bank, SunTrust Delaware Trust Company and SunTrust Banks Trust Company (Cayman) Limited. Securities, brokerage accounts and insurance (including annuities) are offered by SunTrust Investment Services, Inc., a SEC registered broker-dealer, member FINRA, SIPC, and a licensed insurance agency. Investment advisory services are offered by SunTrust Advisory Services, Inc., a SEC registered adviser. GFO Advisory Services, LLC is a SEC registered investment adviser that provides investment advisory services to a group of private investment funds and other non-investment advisory services to affiliates. Mortgage products and services are provided by SunTrust Mortgage, Inc.

SunTrust Mortgage, Inc. - NMLS #2915, 901 Semmes Avenue, Richmond, VA 23224, 1-800-634-7928. CA: licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, IL: Illinois Residential Mortgage Licensee #MB-989, Department of Financial and Professional Regulation, 100 W. Randolph, Suite 900, Chicago, IL 60601, 1-888-473-4858, MA: Mortgage Lender license #-ML-2915, NJ: Mortgage Banker License - New Jersey Department of Banking and Insurance, NY: Licensed Mortgage Banker—NYS Department of Financial Services, and RI: Rhode Island Licensed Lender.

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SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of SunTrust Banks, Inc. and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRA and SIPC.