SunTrust Mortgage
Ty Smith Photo

Ty Smith Loan Officer








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255 Albemarle Square

Charlottesville, VA 22901


In 2001, Ty Smith entered the mortgage lending industry after a twenty-two year career as a collegiate football coach with stops in North Carolina, Florida, Kentucky, Indiana, Texas and Virginia. The North Carolina native's accomplishments in the mortgage lending industry have been both fast and numerous. In his initial year as a mortgage loan officer, Ty was named the Rookie of the Year. The recognition continued in 2002 when he was named a vice president and branch manager for SunTrust Mortgage in Charlottesville and again in 2006 when he was promoted to a region market manager position.

Ty has experience in all types of loan programs and is available anytime of day seven days a week to assist you with your personal mortgage needs. A proven mortgage professional, his product knowledge, work ethic and attention to detail will make your mortgage process run smoothly and quickly. Ty takes pride in his ability to find the best mortgage program to fit your individual needs. Having worked extensively with professors and physicians from UVA as well as professionals in the Charlottesville community, you are guaranteed to receive fast service requiring a minimal about of your time.

When not helping to make another customer's mortgage needs a reality, Ty spends his time enjoying life with his wife, Dorla, a Registered Nurse, their Yorkies and his daughter Deidre and son-in-law Eric who are both dentists.

At SunTrust Mortgage, we offer a variety of mortgage financing options for every stage of homeownership, including:

  • Conventional fixed rate and adjustable rate loan programs
  • FHA and VA loans
  • Guaranteed Rural Housing Loans
  • First-time home buyer financing options
  • Affordable housing solutions
  • Specialty financing for licensed medical physicians or dentists through the Doctor Loan Program
  • Jumbo Financing for homes requiring larger loan amounts
  • Financing solutions for vacation/second homes and investment properties
  • Flexible options for accessing your home's equity when you need additional funds
  • Mortgage refinancing options that could lower your monthly payment and save you money each month

Whether you want to buy a house, build your dream home or refinance your existing mortgage, we can help you find the financing solution that's right for you. Ty will meet with you after hours or on weekends to accommodate your needs. He pledges to keep you up-to-date on the progress of your loan application and simply put, will do the work so you can do yours.

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