In order to stay purposeful about your investing and on track toward your financial goals, having a financial plan that aligns with your life objectives is critical. In fact, the CFP Board of Standards notes that those best positioned for the future adhere to a wholistic financial plan that provides a structure to achieve goals and the flexibility to adjust to both expected and unexpected life events. Getting a plan on paper, however, often presents a challenge. A recent survey of American households found that less than one-third have a comprehensive financial plan in place to meet future savings goals. Prepare for the road ahead—and all of its unknown dips, rises, twists and turns—by crafting a plan that aligns with your needs and objectives.