Insurance

  • Long-Term Care Insurance: How Does It Work?

    Whether you've had a long-term care insurance (LTCI) policy for years or you're thinking of buying one, it's critical to understand exactly what set of conditions will trigger coverage.

  • How much life insurance do I need?

    Calculate how much life insurance coverage your family may need to cover future expenses

  • What is my return on a universal life insurance policy?

    Use this calculator to to see what your payout, cash value, and dividends for a universal life policy will be.

  • What is my return on a whole life insurance policy?

    Use this calculator to to see what your payout, cash value, and dividends for a whole life policy will be.

  • Infographic: Planning for Healthcare Costs in Retirement

    It’s important to factor healthcare costs into your long-term savings plan. Follow these five tips to help keep future healthcare expenses from jeopardizing your retirement goals.

  • How Will You Pay for Long-Term Care?

    Along with living longer comes a much greater likelihood that a costly health event will occur – an event that without proper advance planning could rapidly exhaust your financial resources.

  • How Much Life Insurance Should You Have?

    Protect your family after you’re gone. Find out how much life insurance is right for your family.

  • Health Insurance in Retirement

    When you retire you will probably focus more on health care than ever before. Staying healthy is your goal, and this can mean more visits to the doctor for preventive tests and routine checkups.

  • Facing the Possibility of Incapacity

    Incapacity means that you are either mentally or physically unable to take care of yourself or your day-to-day affairs. Incapacity can result from serious physical injury, mental or physical illness, mental retardation, advancing age, and alcohol or drug

  • Do You Need Long-Term Care Insurance?

    Long-term care insurance is one way to help preserve your nest egg, take the stress off family and provide long-term health care when you need it.

  • An Introduction to Life Insurance

    Under the terms of a life insurance policy, the insurer promises to pay a certain sum to a person you choose (your beneficiary) upon your death, in exchange for your premium payments.

  • Basics on Medicare Prescription Drug Plan

    As you become eligible for Medicare, you will probably find yourself also considering buying additional insurance to cover the costs of prescription drugs. In fact, you will discover that Medicare strongly urges you to buy supplemental coverage, because prescriptions are not included in basic Medicare coverage.

  • Life Insurance : Is Now the Time?

    Your need for life insurance changes with the stages of your life, starting with no need when you're young, progressing to greater and greater need as you take on more and more responsibility, and finally beginning to diminish as you grow older.

  • Life Insurance at Various Life Stages

    Your need for life insurance changes as your life changes.

  • Weaving Your Health Care Safety Net

    Before medical problems arise in retirement, consider these steps to secure your financial future.

  • Understanding Your AD&D Coverage

    Maybe you have, or are considering purchasing, AD&D coverage but don't know exactly what it is. Find out if this type of insurance is right for you and your family.

  • The Future Costs of Healthcare

    Healthcare costs are rising at an accelerated rate, threatening quality of life for millions of current and future retirees. Remember to consider healthcare costs when planning for retirement.