Consider your credit score the passport to your financial life. Your credit score, also known as a FICO score, affects your ability to obtain a credit card, a mortgage, and sometimes even a job. Keeping on top of it and taking steps to ensure a good credit score can impact your ability to access credit and better interest rates—all of which makes it easier for you to reach your financial goals.
If you’re denied a loan because of your credit score, you’re entitled to a free credit report. However, once a year you can request a free copy of your credit report from all three credit bureaus at www.annualcreditreport.com.