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Planning for business success.

Planning is important at every stage of business. As a business moves forward, even the most experienced business owners should take the time to evaluate progress and reevaluate goals. It’s likely you’ll find a way to save time, improve a process or cut costs.

We can help you create or assess your plan to make sure you stay on track to meet your business goals with this simple checklist:

  • Owner Productivity: Actively manage your most valuable resource: your time. Focus your energy on the most important business activities and delegate tasks for better leverage.
  • Sales/Marketing: Create a marketing and sales strategy to focus on the best targets and give sales efforts the best chance of success.
  • Segment: Know your most profitable customers, industries served, products, services, markets and locations.
  • Pricing: Review pricing and pricing strategy regularly to ensure you are capturing the full value of your products and services.
  • Competitive Intelligence: Regularly collect information about your competition’s product offerings, new developments, sales tactics and pricing.
  • Budget: Develop a financial plan and budget to regularly track your progress.
  • Expense Control: Identify major types of expenses and evaluate ways to track and cut costs.

Products that enable smart planning:

Sign Up for Online Cash Manager

Manage all your company’s accounts anytime—in real time—with help from SunTrust Online Cash Manager.
Existing Online Cash Manager users call 800.382.3232.
New clients can reach us at 800.752.2515.

Learn More

Open a Small Business Checking Account Online

Move your company forward with the right business checking solution. Find the right business checking account for you.

Learn More

Apply for a Small Business Credit Card

Learn about a credit card options and decide which card is right for your business. To apply, call 1.866.442.1369 or visit a branch to speak to a SunTrust representative to determine which card is right for your business.

Learn More

Open a Small Business Account Online.

Find the right account for the way you work.

Take a step toward financial confidence.

Join the onUp Movement today.

Find a Branch or ATM
Use the following form to search for a specialist near you.


SunTrust Bank and its affiliates and the directors, officers, employees and agents of SunTrust Bank and its affiliates (collectively, "SunTrust") are not permitted to give legal or tax advice. While SunTrust can assist clients in the areas of estate and financial planning, only an attorney can draft legal documents, provide legal services and give legal advice. Clients of SunTrust should consult with their legal and tax advisors prior to entering into any financial transaction or estate plan. Because it cannot provide legal services or give legal advice, SunTrust's services or advice relating to "estate planning" are limited to (i) financial planning, multigenerational wealth planning, investment strategy, (ii) management of trust assets, investment management and trust administration, and (iii) working with the client’s legal and tax advisors in the implementation of an estate plan.

Small Business Resource Center

  • Business Customer Service

    24-hour automated assistance
    800.786.8787 (800.SUNTRUST)

    Online Cash Manager, PC Banking and Bill Pay

    TDD (Telephone Device for the Deaf)

    Report Checking Account Fraud
    800.447.8994 Option 1 –Option 3

    Lost or Stolen Card
    800.786.8787 Option 5

    Directory Assistance
    800.786.8787 Option 7 –Option 5

    International Toll Free
    800.ST.TRAVEL (800.7887.2835)

  • Please note that Federal Regulation E outlines the rules and procedures for electronic funds transfers (EFTs) for consumers. The protections and deadlines included in Regulation E do not apply to business accounts. Regulation E only establishes rights, liabilities, and responsibilities for consumer transactions on consumer accounts.

  • Write Us
    Mail your questions, comments, or suggestions to (No deposits or payments accepted at this address):
    SunTrust Bank
    P.O. Box 4418
    Atlanta, GA 30302-4418

    Bank by Mail
    You may mail checking, savings, or money market deposits to (Be sure to include a deposit slip or your name and account number. Do not send currency via U.S. mail):
    SunTrust Bank, Special Handling
    P.O. Box 27572
    Richmond, VA 23261-7572

    Consumer Loan/Line Payment Addresses Access 3 payment address
    SunTrust Bank
    P. O. Box 791274
    Baltimore MD 21279-1274

    All other lines of Credit Payments
    SunTrust Bank
    P. O. Box 79282
    Baltimore MD 21279-0282

    Consumer Loan Payments
    SunTrust Bank
    P.O. Box 791144
    Baltimore, MD 21279-1144

  • For more details about Wire Transfers with SunTrust, call 800.947.3786

    SunTrust Incoming wire instructions:

    • For Domestic incoming wire use Routing ABA: 061000104
    • For International incoming wire use SWIFT/BIC: SNTRUS3A
    • Beneficiary account number: SunTrust full account number
    • Beneficiary name: The name as it appears on the SunTrust account

    SunTrust Incoming wire instructions are also available by calling 800.947.3786 - option 1