Increasing Profitability

Planning for business success.

Planning is important at every stage of business. As a business moves forward, even the most experienced business owners should take the time to evaluate progress and reevaluate goals. It’s likely you’ll find a way to save time, improve a process or cut costs.

We can help you create or assess your plan to make sure you stay on track to meet your business goals with this simple checklist:

2019 Small Business Survey

Find out what business owners are saying in our third annual survey.

Increasing Profitability Assessment

Answer 6 quick questions to see if you’re following smart practices to increase your business profits.

Products that enable smart planning:

  • Sign Up for Online Cash Manager

    Manage all your company's accounts anytime—in real time—with help from SunTrust Online Cash Manager. Existing Online Cash Manager users call 800.382.3232. New clients can reach us at 800.752.2515.

  • Open a Small Business Checking Account Online

    Move your company forward with the right business checking solution. Find the right business checking account for you.

  • Apply for a Small Business Credit Card

    Learn about credit card options and decide which card is right for your business. To apply, visit a branch to speak to a SunTrust representative to determine which card is right for your business.

Open a Small Business Account Online.

Find the right account for the way you work.

Take a step toward financial confidence.

Join the onUp Movement today.

Find a Branch or ATM

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DISCLAIMERS

SunTrust Bank and its affiliates and the directors, officers, employees and agents of SunTrust Bank and its affiliates (collectively, "SunTrust") are not permitted to give legal or tax advice. While SunTrust can assist clients in the areas of estate and financial planning, only an attorney can draft legal documents, provide legal services and give legal advice. Clients of SunTrust should consult with their legal and tax advisors prior to entering into any financial transaction or estate plan. Because it cannot provide legal services or give legal advice, SunTrust's services or advice relating to "estate planning" are limited to (i) financial planning, multigenerational wealth planning, investment strategy, (ii) management of trust assets, investment management and trust administration, and (iii) working with the client’s legal and tax advisors in the implementation of an estate plan.

Small Business Resource Center

  • 9 Elements of an Effective Business Plan

    Developing and sticking to a clear, detailed and attainable business plan can help lower the risk of not achieving your business goals.

  • Podcast: How Leaders Learn From Disappointments

    What sets successful leaders apart is their ability to push through challenges and see mistakes as learning opportunities. Jodi Bailey Gill, president of marketing consulting firm The Experts Bench, discusses how to make the best of those inevitable letdowns.

  • 5 Ways to Save that Business Owners Often Overlook

    Establishing and growing business profitability is a top goal for many small businesses. Small business owners must carefully manage spending and should consider 5 tactics to cut costs.

  • What You Should Know About S Corporations vs. LLCs

    S Corporations are under assault from LLCs. Understanding why this is happening is instructive to small business owners and prospective owners struggling with a decision on which structure to use.

  • Top 5 Hidden Costs of Running Your Own Business

    It’s easy to see how things like rent, wages or travel affect your business’s bottom line. But watch out for these 5 hidden costs that could be adding up.

  • Contact

  • Support

      24-hour automated assistance
      800.786.8787 (800.SUNTRUST)

       

      Online Cash Manager, PC Banking and Bill Pay
      800.382.3232

       

      TDD (Telephone Device for the Deaf)
      800.854.8965

       

      Report Checking Account Fraud
      800.447.8994 Option 1 - Option 3

       

      Lost or Stolen Card
      800.786.8787 Option 5

       

      Directory Assistance
      800.786.8787 Option 7 - Option 5

       

      International Toll Free
      800.ST.TRAVEL (800.7887.2835)

       

      Please note that Federal Regulation E outlines the rules and procedures for electronic funds transfers (EFTs) for consumers. The protections and deadlines included in Regulation E do not apply to business accounts. Regulation E only establishes rights, liabilities, and responsibilities for consumer transactions on consumer accounts.

  • Mail

       

       

      Write Us
      Mail your questions, comments, or suggestions to (No deposits or payments accepted at this address):
      SunTrust Bank
      GA-Atlanta-0795
      P.O. Box 4418
      Atlanta, GA 30302-4418

       

      Bank by Mail
      You may mail checking, savings, or money market deposits to (Be sure to include a deposit slip or your name and account number. Do not send currency via U.S. mail):
      SunTrust Bank, Special Handling
      VA-RIC-9292
      P.O. Box 27572
      Richmond, VA 23261-7572

       

      Consumer Home Equity Line & Access 3 payment address
      SunTrust Bank
      P. O. Box 791274
      Baltimore MD 21279-1274

       

      All other lines of Credit Payments
      SunTrust Bank
      P. O. Box 79282
      Baltimore MD 21279-0282

       

      Consumer Loan Payments
      SunTrust Bank
      P.O. Box 791144
      Baltimore, MD 21279-1144

       

       

  • Wires

       

      For more details about Wire Transfers with SunTrust, call 800.947.3786

       

      SunTrust Incoming wire instructions:

       

      • For Domestic incoming wire use Routing ABA: 061000104
      • For International incoming wire use SWIFT/BIC: SNTRUS3A
      • Beneficiary account number: SunTrust full account number
      • Beneficiary name: The name as it appears on the SunTrust account

      SunTrust Incoming wire instructions are also available by calling 800.947.3786 - option 1