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Protecting Your Assets

Are you paying attention
to fraud protection?

Implement four practical steps to reduce fraud risk.

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Run your small business with peace of mind.

Protection for you and your business can help you save money and reduce expenses today. So what steps should you take for your business? In addition to your CPA, consultant and business attorney, talk with a SunTrust Banker to ensure you have the best practices for your business in place and are taking the right steps to protect you, personally and professionally.

This checklist will provide you the initial steps in protecting your business assets:

Separate: Maintain separate accounts for business and personal finances for easier activity tracking and as a firewall to protect assets.
Download your Action Guide to Separating > Link opens a new window
Interdependencies: Understand how your business affects your personal financial plans, and vice-versa. Discuss your combined financial situation with your spouse or other family members.
Download your Action Guide to Interdependencies > Link opens a new window
Insurance: Select the right insurance coverage, e.g. business liability, worker’s compensation, disability, life, etc., for your business and your personal needs.
Download your Action Guide to Insurance > Link opens a new window
Regulatory: Stay up-to-date on regulatory issues in your industry and maintain appropriate permits and licenses.
Download your Action Guide to Regulatory Needs > Link opens a new window
Tax: Work with your CPA to minimize taxes and save enough funds to meet tax obligations.
Download your Action Guide to Tax > Link opens a new window
Security: Ensure you have the most up-to-date security protection for your business technology platforms.
Download your Action Guide to Security > Link opens a new window
Fraud Protection: Evaluate the risk of fraud for your operations and industry. Work with your CPA to set proper separation of duties and financial checks/balances and use online banking fraud protection.
Download your Action Guide to Fraud Protection > Link opens a new window

2019 Small Business Survey

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Protecting Your Assets Assessment

Protect your small business with:

Check Out our Business Insurance

Our small business advisors will be happy to talk more about SunTrust business insurance. Call 866.495.5416 to learn more or get started.
Check Out Cash Vault Services

SunTrust Cash Vault Services include:
Coin and Currency Deposits
Coin and Currency Orders
Information Reporting
Learn More
Get Started with Online 401k

No matter who uses the Online Small Business 401k to make a plan for the future, guidance and advice is just a phone call away. Talk with our retirement experts by calling 877.665.4650.
Learn More

Call Us At 800.752.2515

Find a Branch or ATM

City, State, or Zip Click here to find your locations.

DISCLAIMERS

SunTrust Bank and its affiliates and the directors, officers, employees and agents of SunTrust Bank and its affiliates (collectively, "SunTrust") are not permitted to give legal or tax advice. While SunTrust can assist clients in the areas of estate and financial planning, only an attorney can draft legal documents, provide legal services and give legal advice. Clients of SunTrust should consult with their legal and tax advisors prior to entering into any financial transaction or estate plan. Because it cannot provide legal services or give legal advice, SunTrust's services or advice relating to "estate planning" are limited to (i) financial planning, multigenerational wealth planning, investment strategy, (ii) management of trust assets, investment management and trust administration, and (iii) working with the client’s legal and tax advisors in the implementation of an estate plan.

Disability and life insurance are offered by SunTrust Investment Services, Inc.

Make the Next Downturn Different

Business cycles progress and downturns happen. Businesses that assess their vulnerable points and prepare will be far more comfortable when the day arrives.
Make Your Business a Magnet for Employees

The drivers for employee engagement and job satisfaction go beyond the pay stub. Here are five strategies to holding onto some of your best employees.
Four Steps to Plan for Business Transition

Business transition planning ensures that when transition time arrives, hard work results in ample financial returns and a new chapter for both business and owner.
Purchasing your Business Real Estate

Business property ownership is a tried and true small business approach to diversify assets, secure a strategic business asset and put your rent to work creating value.
Understanding Loan Covenants

Once a loan is funded, it’s loan covenants that keeps the relationship strong, protecting the borrower’s business and assuring the lender that they will be repaid.

Helpful Links

Contact

24-hour Automated Assistance
800.SUNTRUST

Online Cash Manager, PC Banking and Bill Pay
800.382.3232

Support

24-hour automated assistance
800.786.8787 (800.SUNTRUST)

Online Cash Manager, PC Banking and Bill Pay
800.382.3232

TDD (Telephone Device for the Deaf)
800.854.8965

Report Checking Account Fraud
800.447.8994 Option 1 - Option 3

Lost or Stolen Card
800.786.8787 Option 5

Directory Assistance
800.786.8787 Option 7 - Option 5

International Toll Free
800.ST.TRAVEL (800.7887.2835)

Please note that Federal Regulation E outlines the rules and procedures for electronic funds transfers (EFTs) for consumers. The protections and deadlines included in Regulation E do not apply to business accounts. Regulation E only establishes rights, liabilities, and responsibilities for consumer transactions on consumer accounts.

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Mail

Write Us
Mail your questions, comments, or suggestions to (No deposits or payments accepted at this address):
SunTrust Bank
GA-Atlanta-0795
P.O. Box 4418
Atlanta, GA 30302-4418

Bank by Mail
You may mail checking, savings, or money market deposits to (Be sure to include a deposit slip or your name and account number. Do not send currency via U.S. mail):
SunTrust Bank, Special Handling
VA-RIC-9292
P.O. Box 27572
Richmond, VA 23261-7572

Consumer Home Equity Line & Access 3 payment address
SunTrust Bank
P. O. Box 791274
Baltimore MD 21279-1274

All other lines of Credit Payments
SunTrust Bank
P. O. Box 79282
Baltimore MD 21279-0282

Consumer Loan Payments
SunTrust Bank
P.O. Box 791144
Baltimore, MD 21279-1144

Wires

For more details about Wire Transfers with SunTrust, call 800.947.3786

SunTrust Incoming wire instructions:

For Domestic incoming wire use Routing ABA: 061000104
For International incoming wire use SWIFT/BIC: SNTRUS3A
Beneficiary account number: SunTrust full account number
Beneficiary name: The name as it appears on the SunTrust account

SunTrust Incoming wire instructions are also available by calling 800.947.3786 - option 1

Investment and Insurance Products:

Are Not FDIC or any other Government Agency Insured Are Not Bank Guaranteed May Lose Value

All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.Link opens a new window

Truist, SunTrust^®, SunTrust PortfolioView, SunTrust Robinson Humphrey^®, SunTrust Premier Program^®, AMC Pinnacle^®, AMC Premier^®, Access 3^®, Signature Advantage Brokerage, Custom Choice Loan^®, SunTrust SummitView^®, LightStream^®, GFO Advisory Services^®, BB&T^®, BB&T Securities^®, BB&T Sterling Advisors, Sterling Capital^®, BB&T Investments, and BB&T Scott & Stringfellow^® are service marks of Truist Financial Corporation. All rights reserved. All other trademarks are the property of their respective owners.

Services provided by the following affiliates of Truist Financial Corporation: Banking products and services, including loans and deposit accounts, are provided by SunTrust Bank and Branch Banking and Trust Company, both now Truist Bank, Member FDIC. Trust and investment management services are provided by SunTrust Bank and Branch Banking and Trust Company, both now Truist Bank, and SunTrust Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by SunTrust Investment Services, Inc. and BB&T Securities, LLC, P.J. Robb Variable Corp., and Precept Advisory Group, LLC, which are SEC registered broker-dealers, members FINRALink opens a new window, SIPCLink opens a new window, and a licensed insurance agency where applicable. Investment advisory services are offered by SunTrust Advisory Services, Inc., GFO Advisory Services, LLC, BB&T Securities, LLC, Sterling Capital Management, LLC, and BB&T Institutional Investment Advisors, Inc., each SEC registered investment advisers. BB&T Sterling Advisors, BB&T Investments and BB&T Scott & Stringfellow, are divisions of BB&T Securities, LLC. Mutual fund products are advised by Sterling Capital Management, LLC. Mortgage products and services are offered through SunTrust Mortgage, a tradename for SunTrust Bank now Truist Bank.

"SunTrust Advisors" may be officers and/or associated persons of the following affiliates of Truist Financial Corporation: SunTrust Bank now Truist Bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., a registered broker-dealer, which is a member of FINRALink opens a new window and SIPCLink opens a new window, and a licensed insurance agency, and which provides securities, annuities and life insurance products; SunTrust Advisory Services, Inc., a SEC registered investment adviser which provides Investment Advisory services.

SunTrust Private Wealth Management, International Wealth Management, GenSpring, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are marketing names used by SunTrust Bank now Truist Bank, SunTrust Investment Services, Inc., and SunTrust Advisory Services, Inc.

SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of Truist Financial Corporation and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRALink opens a new window and SIPCLink opens a new window.

Thank you for choosing SunTrust now Truist. We welcome the opportunity to serve your financial needs. While SunTrust and BB&T have merged to become Truist, both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees, and pricing.

Our friendly teammates at your local BB&T branches will be happy to walk you through their products. You can also learn more by contacting them at 1-800-BANK-BBT or BBT.com.