Protecting Your Assets

  • Protecting Assets

    • Run your small business with peace of mind.

    Protection for you and your business can help you save money and reduce expenses today. So what steps should you take for your business? In addition to your CPA, consultant and business attorney, talk with a SunTrust Banker to ensure you have the best practices for your business in place and are taking the right steps to protect you, personally and professionally.

    This checklist will provide you the initial steps in protecting your business assets:

    • Separate: Maintain separate accounts for business and personal finances for easier activity tracking and as a firewall to protect assets.
    • Interdependencies: Understand how your business affects your personal financial plans, and vice-versa. Discuss your combined financial situation with your spouse or other family members.
      Download your Action Guide to Interdependencies >
    • Insurance: Select the right insurance coverage, e.g. business liability, worker’s compensation, disability, life, etc., for your business and your personal needs.
      Download your Action Guide to Insurance >
    • Regulatory: Stay up-to-date on regulatory issues in your industry and maintain appropriate permits and licenses.
      Download your Action Guide to Regulatory Needs >
    • Tax: Work with your CPA to minimize taxes and save enough funds to meet tax obligations.
    • Security: Ensure you have the most up-to-date security protection for your business technology platforms.
      Download your Action Guide to Security >
    • Fraud Protection: Evaluate the risk of fraud for your operations and industry. Work with your CPA to set proper separation of duties and financial checks/balances and use online banking fraud protection.
    woman writing on tablet
    2018 Small Business Survey

    Find out what business owners are saying in our second annual survey.

    View Survey Results
    icon of safe over image of a woman shaking hands with another woman, smiling while a man looks on
    Protecting Your Assets Assessment

    Are you taking the right steps to protect your business assets and secure what you own? Put your plans to the test with this short, 6-question quiz.

    Start Assessment
    Video: Rebuilding a business after a fire
    Video: Rebuilding a business after a fire

    Article: Does your company's culture inadvertently promote fraud?
    Article: Does your company's culture inadvertently promote fraud?

    Are Your Employees Committing Fraud? What to Watch For and How to Stop It
    Are Your Employees Committing Fraud? What to Watch For and How to Stop It

    Protect your small business with:

    • Check Out our Business Insurance

      Our small business advisors will be happy to talk more about SunTrust business insurance. Call 866.495.5416 to learn more or get started.

    • Check Out Cash Vault Services

      SunTrust Cash Vault Services include:
      Coin and Currency Deposits
      Coin and Currency Orders
      Information Reporting

    • Get Started with Online 401k

      No matter who uses the Online Small Business 401k to make a plan for the future, guidance and advice is just a phone call away. Talk with our retirement experts by calling 877.665.4650.

    Open a Small Business Account Online.
    Open a Small Business Account Online.

    Find the right account for the way you work.

    Take a step toward financial confidence.
    Take a step toward financial confidence.

    Join the onUp Movement today.

    Find a Branch or ATM

    Click here to find your locations.
    Go

    DISCLAIMERS

    SunTrust Bank and its affiliates and the directors, officers, employees and agents of SunTrust Bank and its affiliates (collectively, "SunTrust") are not permitted to give legal or tax advice. While SunTrust can assist clients in the areas of estate and financial planning, only an attorney can draft legal documents, provide legal services and give legal advice. Clients of SunTrust should consult with their legal and tax advisors prior to entering into any financial transaction or estate plan. Because it cannot provide legal services or give legal advice, SunTrust's services or advice relating to "estate planning" are limited to (i) financial planning, multigenerational wealth planning, investment strategy, (ii) management of trust assets, investment management and trust administration, and (iii) working with the client’s legal and tax advisors in the implementation of an estate plan.

    Disability and life insurance are offered by SunTrust Investment Services, Inc.

    Small Business Resource Center

    • Infographic: Pick up the Payments Pace

      Timely customer payments are essential to keep your cash flow healthy and allow you to meet today’s financial obligations. A few simple steps help you speed along your customer payments and keep your business flush with the cash you need to operate.

    • Infographic: Status Check: Is Your Business on Track?

      Every small business is unique, but you may be wondering where you stand in relation to others. Learn how your company’s growth, marketing tactics and tech savvy compare to your peers.

    • Managing Cash Flow: Critical to Growth

      Optimizing your business’s cash flow is more than just monitoring sales; it’s having a full picture of all of your expenses, your investments and your money on hand.

    • On the Hunt for Cash Flow

      Managing working capital and keeping tabs on cash flow are imperative to business success. Proficiency in the cash flow cycle can help improve business stability.

    • Approach Lending Options with Confidence

      While the fundamentals of a strong business are important on a credit request, the intangibles are equally as important. Telling your business narrative, professional documentation, and working relationships also play into credit-worthiness.

    • Contact

    • Support

        24-hour automated assistance
        800.786.8787 (800.SUNTRUST)

         

        Online Cash Manager, PC Banking and Bill Pay
        800.382.3232

         

        TDD (Telephone Device for the Deaf)
        800.854.8965

         

        Report Checking Account Fraud
        800.447.8994 Option 1 - Option 3

         

        Lost or Stolen Card
        800.786.8787 Option 5

         

        Directory Assistance
        800.786.8787 Option 7 - Option 5

         

        International Toll Free
        800.ST.TRAVEL (800.7887.2835)

         

        Please note that Federal Regulation E outlines the rules and procedures for electronic funds transfers (EFTs) for consumers. The protections and deadlines included in Regulation E do not apply to business accounts. Regulation E only establishes rights, liabilities, and responsibilities for consumer transactions on consumer accounts.

    • Mail

         

        Write Us
        Mail your questions, comments, or suggestions to (No deposits or payments accepted at this address):
        SunTrust Bank
        GA-Atlanta-0795
        P.O. Box 4418
        Atlanta, GA 30302-4418

         

        Bank by Mail
        You may mail checking, savings, or money market deposits to (Be sure to include a deposit slip or your name and account number. Do not send currency via U.S. mail):
        SunTrust Bank, Special Handling
        VA-RIC-9292
        P.O. Box 27572
        Richmond, VA 23261-7572

         

        Consumer Loan/Line Payment Addresses Access 3 payment address
        SunTrust Bank
        P. O. Box 791274
        Baltimore MD 21279-1274

         

        All other lines of Credit Payments
        SunTrust Bank
        P. O. Box 79282
        Baltimore MD 21279-0282

         

        Consumer Loan Payments
        SunTrust Bank
        P.O. Box 791144
        Baltimore, MD 21279-1144

         

    • Wires

         

        For more details about Wire Transfers with SunTrust, call 800.947.3786

         

        SunTrust Incoming wire instructions:

         

        • For Domestic incoming wire use Routing ABA: 061000104
        • For International incoming wire use SWIFT/BIC: SNTRUS3A
        • Beneficiary account number: SunTrust full account number
        • Beneficiary name: The name as it appears on the SunTrust account

        SunTrust Incoming wire instructions are also available by calling 800.947.3786 - option 1

         

     

    Investment and Insurance Products:

    Are Not FDIC or any other Government Agency Insured   Are Not Bank Guaranteed  May Lose Value 

    © 2018 SunTrust Banks, Inc.

    equal housing logoEqual Housing Lender. SunTrust Bank - NMLS #93471. Member FDIC.

    SunTrust, SunTrust PortfolioView, SunTrust Robinson Humphrey, SunTrust Premier Program, AMC Pinnacle, AMC Premier, Access 3, Signature Advantage Brokerage, Custom Choice Loan and SunTrust SummitView are trademarks of SunTrust Banks, Inc. All rights reserved. All other trademarks are the property of their respective owners.

    Services provided by the following affiliates of SunTrust Banks, Inc.: Banking products and services are provided by SunTrust Bank, Member FDIC. Trust and investment management services are provided by SunTrust Bank, SunTrust Delaware Trust Company and SunTrust Banks Trust Company (Cayman) Limited. Securities, brokerage accounts and insurance (including annuities) are offered by SunTrust Investment Services, Inc., a SEC registered broker-dealer, member FINRA, SIPC, and a licensed insurance agency. Investment advisory services are offered by SunTrust Advisory Services, Inc., a SEC registered adviser. GFO Advisory Services, LLC is a SEC registered investment adviser that provides investment advisory services to a group of private investment funds and other non-investment advisory services to affiliates. Mortgage products and services are offered through SunTrust Mortgage, a tradename for SunTrust Bank, and loans are made by SunTrust Bank.

    "SunTrust Advisors" may be officers and/or associated persons of the following affiliates of SunTrust Banks, Inc.: SunTrust Bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., a registered broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency, and which provides securities, annuities and life insurance products; SunTrust Advisory Services, Inc., a SEC registered investment adviser which provides Investment Advisory services.

    SunTrust Private Wealth Management, International Wealth Management, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups and GenSpring are marketing names used by SunTrust Bank, SunTrust Banks Trust Company (Cayman) Limited, SunTrust Delaware Trust Company, SunTrust Investment Services, Inc., and SunTrust Advisory Services, Inc.

    SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of SunTrust Banks, Inc. and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRA and SIPC.