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Protecting Your Assets

Run your small business with peace of mind.

Protection for you and your business can help you save money and reduce expenses today. So what steps should you take for your business? In addition to your CPA, consultant and business attorney, talk with a SunTrust Banker to ensure you have the best practices for your business in place and are taking the right steps to protect you, personally and professionally.

This checklist will provide you the initial steps in protecting your business assets:

Separate: Maintain separate accounts for business and personal finances for easier activity tracking and as a firewall to protect assets.
Download your Action Guide to Separating > Link opens a new window
Interdependencies: Understand how your business affects your personal financial plans, and vice-versa. Discuss your combined financial situation with your spouse or other family members.
Download your Action Guide to Interdependencies > Link opens a new window
Insurance: Select the right insurance coverage, e.g. business liability, worker’s compensation, disability, life, etc., for your business and your personal needs.
Download your Action Guide to Insurance > Link opens a new window
Regulatory: Stay up-to-date on regulatory issues in your industry and maintain appropriate permits and licenses.
Download your Action Guide to Regulatory Needs > Link opens a new window
Tax: Work with your CPA to minimize taxes and save enough funds to meet tax obligations.
Download your Action Guide to Tax > Link opens a new window
Security: Ensure you have the most up-to-date security protection for your business technology platforms.
Download your Action Guide to Security > Link opens a new window
Fraud Protection: Evaluate the risk of fraud for your operations and industry. Work with your CPA to set proper separation of duties and financial checks/balances and use online banking fraud protection.
Download your Action Guide to Fraud Protection > Link opens a new window

2018 Small Business Survey

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Protecting Your Assets Assessment

Protect your small business with:

Check Out our Business Insurance

Our small business advisors will be happy to talk more about SunTrust business insurance. Call 866.495.5416 to learn more or get started.
Check Out Cash Vault Services

SunTrust Cash Vault Services include:
Coin and Currency Deposits
Coin and Currency Orders
Information Reporting
Learn More
Get Started with Online 401k

No matter who uses the Online Small Business 401k to make a plan for the future, guidance and advice is just a phone call away. Talk with our retirement experts by calling 877.665.4650.
Learn More

Call Us At 800.752.2515

Find a Branch or ATM

City, State, or Zip Click here to find your locations.

DISCLAIMERS

SunTrust Bank and its affiliates and the directors, officers, employees and agents of SunTrust Bank and its affiliates (collectively, "SunTrust") are not permitted to give legal or tax advice. While SunTrust can assist clients in the areas of estate and financial planning, only an attorney can draft legal documents, provide legal services and give legal advice. Clients of SunTrust should consult with their legal and tax advisors prior to entering into any financial transaction or estate plan. Because it cannot provide legal services or give legal advice, SunTrust's services or advice relating to "estate planning" are limited to (i) financial planning, multigenerational wealth planning, investment strategy, (ii) management of trust assets, investment management and trust administration, and (iii) working with the client’s legal and tax advisors in the implementation of an estate plan.

Disability and life insurance are offered by SunTrust Investment Services, Inc.

Low-cost Benefits to Help Improve Employee Productivity

Beyond standard offerings such as health insurance and a retirement plan, there are countless ways to set your business apart. Here are four low-cost benefits to help improve employee productivity.
Using Pricing to Drive Profit Margins

SunTrust shows you how a well-defined and executed pricing strategy can improve margins.
6 Ways to Reduce Expenses at Your Small Business

New businesses have a 50/50 shot at surviving past the five-year mark, so identifying unique ways to save could mean the difference between success and failure.
Are You Wearing Too Many Hats at Your Small Business?

Going it alone in your business works for many small business owners, but not for others. Is it time to add another employee?
Top 5 Hidden Costs of Running Your Own Business

It’s easy to see how things like rent, wages or travel affect your business’s bottom line. But watch out for these 5 hidden costs that could be adding up.

Helpful Links

Contact

24-hour Automated Assistance
800.SUNTRUST

Online Cash Manager, PC Banking and Bill Pay
800.382.3232

Support

24-hour automated assistance
800.786.8787 (800.SUNTRUST)

Online Cash Manager, PC Banking and Bill Pay
800.382.3232

TDD (Telephone Device for the Deaf)
800.854.8965

Report Checking Account Fraud
800.447.8994 Option 1 - Option 3

Lost or Stolen Card
800.786.8787 Option 5

Directory Assistance
800.786.8787 Option 7 - Option 5

International Toll Free
800.ST.TRAVEL (800.7887.2835)

Please note that Federal Regulation E outlines the rules and procedures for electronic funds transfers (EFTs) for consumers. The protections and deadlines included in Regulation E do not apply to business accounts. Regulation E only establishes rights, liabilities, and responsibilities for consumer transactions on consumer accounts.

Mail

Write Us
Mail your questions, comments, or suggestions to (No deposits or payments accepted at this address):
SunTrust Bank
GA-Atlanta-0795
P.O. Box 4418
Atlanta, GA 30302-4418

Bank by Mail
You may mail checking, savings, or money market deposits to (Be sure to include a deposit slip or your name and account number. Do not send currency via U.S. mail):
SunTrust Bank, Special Handling
VA-RIC-9292
P.O. Box 27572
Richmond, VA 23261-7572

Consumer Loan/Line Payment Addresses Access 3 payment address
SunTrust Bank
P. O. Box 791274
Baltimore MD 21279-1274

All other lines of Credit Payments
SunTrust Bank
P. O. Box 79282
Baltimore MD 21279-0282

Consumer Loan Payments
SunTrust Bank
P.O. Box 791144
Baltimore, MD 21279-1144

Wires

For more details about Wire Transfers with SunTrust, call 800.947.3786

SunTrust Incoming wire instructions:

For Domestic incoming wire use Routing ABA: 061000104
For International incoming wire use SWIFT/BIC: SNTRUS3A
Beneficiary account number: SunTrust full account number
Beneficiary name: The name as it appears on the SunTrust account

SunTrust Incoming wire instructions are also available by calling 800.947.3786 - option 1

Investment and Insurance Products:

Are Not FDIC or any other Government Agency Insured Are Not Bank Guaranteed May Lose Value

Equal Housing Lender. SunTrust Bank - NMLS #93471. Member FDIC.

SunTrust, SunTrust PortfolioView, SunTrust Robinson Humphrey, SunTrust Premier Program, AMC Pinnacle, AMC Premier, Access 3, Signature Advantage Brokerage, Custom Choice Loan and SunTrust SummitView are trademarks of SunTrust Banks, Inc. All rights reserved. All other trademarks are the property of their respective owners.

Services provided by the following affiliates of SunTrust Banks, Inc.: Banking products and services are provided by SunTrust Bank, Member FDIC. Trust and investment management services are provided by SunTrust Bank, SunTrust Delaware Trust Company. Securities, brokerage accounts and insurance (including annuities) are offered by SunTrust Investment Services, Inc., a SEC registered broker-dealer, member FINRA, SIPC, and a licensed insurance agency. Investment advisory services are offered by SunTrust Advisory Services, Inc., a SEC registered adviser. GFO Advisory Services, LLC is a SEC registered investment adviser that provides investment advisory services to a group of private investment funds and other non-investment advisory services to affiliates. Mortgage products and services are offered through SunTrust Mortgage, a tradename for SunTrust Bank, and loans are made by SunTrust Bank.

"SunTrust Advisors" may be officers and/or associated persons of the following affiliates of SunTrust Banks, Inc.: SunTrust Bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., a registered broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency, and which provides securities, annuities and life insurance products; SunTrust Advisory Services, Inc., a SEC registered investment adviser which provides Investment Advisory services.

SunTrust Private Wealth Management, International Wealth Management, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups and GenSpring are marketing names used by SunTrust Bank, SunTrust Delaware Trust Company, SunTrust Investment Services, Inc., and SunTrust Advisory Services, Inc.

SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of SunTrust Banks, Inc. and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRA and SIPC.