SunTrust Non Profit Business Credit Card

With a SunTrust Business Non Profit Credit Card, your nonprofit business can manage cash flow, pay bills, track expenses1, add cardholders to your account, get automatic rebates for everyday purchases through Mastercard Easy Savings® Program2, and more.

Business Credit Card
  • 0% APR Introductory Rate on purchases for the first 12 months. After that your variable APR will be 17.24%.
  • Zero Liability  Zero Liability3 protects you from unauthorized purchases if your card is lost or stolen.
  • Automatically receive discounts – Merchants participating in the MasterCard Easy Savings2 program will provide automatic discounts applied to your statement. For more information visit
  • No Annual Fee

Terms and Conditions Link opens in a new window.


Get automatic rebates with the Mastercard Easy Savings® Program2

No coupons, no promo codes and no registration fees, just extra savings in the form of rebates that appear on your monthly statements when you make qualifying purchases like fuel, automobile maintenance, office equipment, shipping, hotels and rental cars at thousands of participating merchant locations. For more information, visit  

SunTrust also offers a Business Credit Card that earns cash rewards. Learn more at SunTrust Business Cash Rewards Credit Card.

Online Expense Management Tools1

SunTrust Business Card Online is designed to help you streamline your business expense management. You can easily control, monitor and track card spending by you and your employees. Plus, you can keep business and personal expenses separated, and easily pay your credit card bill.

Complimentary Employee Cards

Sometimes it’s more convenient and efficient for operations if employees can make purchases and complete business transactions on your behalf. Add one or more cardholders to your SunTrust Business Credit Card account at no additional cost to you. You can even limit the credit per employee card via Small Business Card Online.

Zero Liability Protection3

Zero Liability protects you from unauthorized purchases if your card is lost or stolen.3

EMV Chip Technology

Chip Technology allows greater card acceptance when traveling internationally, plus extra levels of security against card fraud when used at a chip card reader.

Whether you’re traveling for business, or taking care of day-to-day tasks, we’ve got you covered.

  • Extended Warranty doubles most manufacturer warranties for up to one additional year.4
  • Purchase Assurance offers 90 days of theft and damage protection for most purchases.4
  • MasterAssist® provides emergency travel, cash, legal and medical assistance while traveling.4
  • Travel Accident Insurance gives you up to $250,000 of Accidental Death and Dismemberment coverage when you purchase business travel with your card.4
  • Master RoadAssist® covers physical damage to a rental car on secondary basis for which cardholder is responsible to Rental Agency.4

What you need to apply in a branch:

  • Business Information
    • Business Name
    • Physical Address
    • Tax ID number
    • Business Type (Type of Entity)
    • Business Date of Formation
    • State of Formation
    • Annual Revenue
    • Business Activities
    • Source of Funds
    • Purpose of Account
  • Individual Information
    • Name
    • Physical Address
    • Tax ID number*
    • Date of Birth
    • Address

    *Individual applicants for nonprofit companies are considered Authorized Signers and will not have credit pulled nor are they personally financially liable for the loan.  Information requested is strictly for verification purposes only.

  • Business Documentation
    • Completed & Signed Beneficial Owner(s) and Controlling Person of Legal Entity Customers Form
    • Completed & Signed Credit Card Application
    • Operation Agreements (Depending on Business Structure)
    • 2 years financials
    • Interim financials
    • Meeting minutes
  • Identifying information for all Beneficial Owner(s)
    • Certification Regarding Beneficial Owner(s) and Controlling Person of Legal Entity Customers Form*

What is a Beneficial Owner? — Click here for more information >

* Certification Regarding Beneficial Owner(s) and Controlling Person of Legal Entity Customers Form can be downloaded Link opens in a new window. and completed prior to going to local branch to for account opening. A photocopy of Driver’s License or Passport is required for any Beneficial Owners not present for account opening.

You must have one of the below Non-Profit Business Entity Types in order to submit an application online for the Non-Profit Business Credit Card.

Accounts for all other Non-Profit Business Entity Types must be opened in a branch.

  • Non Profit Corporation
  • Non Profit Association/Club
  • Enroll in SunTrust Business Card Online

    Manage your business credit card account at your convenience.

    Avoid overdraft fees.

    Link your card to your SunTrust business checking account.

    Take a step toward financial confidence

    Join the onUp Movement today.


    Expense management tools for small business are subject to additional terms and conditions.

    2 Mastercard Easy Savings® Program Cardholder Terms & Conditions: Cardholder must be enrolled in the Mastercard Easy Savings® Program at the time of purchase. Payment must be made in full at a participating Merchant location with an eligible Mastercard, small business credit card or signature debit card issued by a U.S. bank. Purchases do not qualify for the program if the purchase transaction is a PIN-based transaction, originated outside of the U.S. or not processed through Mastercard’s U.S. transaction processing system. The rebate will appear on your statement after the purchase has posted to your card account, not on the receipt, and may not be reflected until the next statement. Other terms and conditions apply. For more information, visit

    All credit cards are subject to credit approval. The SunTrust Business Credit Card is issued by SunTrust pursuant to a license from MasterCard. Once you become a Business Cardmember, we reserve the right to change your account terms should your credit profile change or for other reasons described in your Business Cardmember Agreement.

    Zero Liability: Protects you from unauthorized purchases if your card is lost or stolen. The protection includes PIN-based transactions at the POS and ATM, and online or mobile transactions.

    Certain terms, conditions, and exclusions apply: Refer to your Mastercard Guide to Benefits for complete coverage terms and conditions or call 1-800-MasterCard (1-800-627-8372), for assistance.

    ©2019 Mastercard. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

    SunTrust Bank, Member FDIC. ©2019 SunTrust Banks, Inc. and SunTrust Rewards are federally registered service marks of SunTrust Banks, Inc.

    Small Business Resource Center

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      Once small business owners have secured start-up funding and composed a business plan, the next step is building a client base. Getting the first client is critically important, because it proves out the business model and presents growth opportunity.

    • Contact

    • Support

        24-hour automated assistance
        800.786.8787 (800.SUNTRUST)


        Online Cash Manager, PC Banking and Bill Pay


        TDD (Telephone Device for the Deaf)


        Report Checking Account Fraud
        800.447.8994 Option 1 - Option 3


        Lost or Stolen Card
        800.786.8787 Option 5


        Directory Assistance
        800.786.8787 Option 7 - Option 5


        International Toll Free
        800.ST.TRAVEL (800.7887.2835)


        Please note that Federal Regulation E outlines the rules and procedures for electronic funds transfers (EFTs) for consumers. The protections and deadlines included in Regulation E do not apply to business accounts. Regulation E only establishes rights, liabilities, and responsibilities for consumer transactions on consumer accounts.

    • Mail



        Write Us
        Mail your questions, comments, or suggestions to (No deposits or payments accepted at this address):
        SunTrust Bank
        P.O. Box 4418
        Atlanta, GA 30302-4418


        Bank by Mail
        You may mail checking, savings, or money market deposits to (Be sure to include a deposit slip or your name and account number. Do not send currency via U.S. mail):
        SunTrust Bank, Special Handling
        P.O. Box 27572
        Richmond, VA 23261-7572


        Consumer Home Equity Line & Access 3 payment address
        SunTrust Bank
        P. O. Box 791274
        Baltimore MD 21279-1274


        All other lines of Credit Payments
        SunTrust Bank
        P. O. Box 79282
        Baltimore MD 21279-0282


        Consumer Loan Payments
        SunTrust Bank
        P.O. Box 791144
        Baltimore, MD 21279-1144



    • Wires


        For more details about Wire Transfers with SunTrust, call 800.947.3786


        SunTrust Incoming wire instructions:


        • For Domestic incoming wire use Routing ABA: 061000104
        • For International incoming wire use SWIFT/BIC: SNTRUS3A
        • Beneficiary account number: SunTrust full account number
        • Beneficiary name: The name as it appears on the SunTrust account

        SunTrust Incoming wire instructions are also available by calling 800.947.3786 - option 1