Checking Account Disbursement and Reconciliation

Stay on top of your business' check flow.

Keeping track of checks is a critical part of managing your business accounts and protecting against fraud. But sometimes it ends up being more difficult and time-consuming than expected. These easy-to-use services can help.
 
Manage business’ check payments strategically
If you want better control over your business account balances, there’s Controlled Disbursement from SunTrust. Not only will you receive early, same-day reporting on all the checks you’ve written that have been presented for payment, but you’ll also have the flexibility to keep excess business funds invested in other interest-bearing accounts longer. Since you’re able to set up same-day funding through wire transfers or automatic transfers from other accounts, you can keep earning interest on your money until the moment you need it. And with such a thorough view of your out-going check traffic, you’ll be able to make sure you’re keeping the right amount of cash in your accounts to avoid overdrafts.
 
Keep your bank accounts in check
When it comes to identifying errors in your checking account, the quicker, the better. That’s why our Account Reconciliation service helps you check and balance your accounts each day. With it you’ll save time and improve accuracy, while also being able to free up your staff for other tasks. Depending on your check volume, you can choose full or partial automated reconciliation. Either way, you’ll be able to minimize the risk of loss quickly and accurately.

Check out our Imaging Services for another great way to manage check flow and other business transactions.

Small Business Resource Center

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    Financial functions like invoicing customers and paying suppliers are vital to new businesses. Take these three steps to get your small business financial systems in place.

  • Infographic: Pick up the Payments Pace

    Timely customer payments are essential to keep your cash flow healthy and allow you to meet today’s financial obligations. A few simple steps help you speed along your customer payments and keep your business flush with the cash you need to operate.

  • Infographic: Status Check: Is Your Business on Track?

    Every small business is unique, but you may be wondering where you stand in relation to others. Learn how your company’s growth, marketing tactics and tech savvy compare to your peers.

  • Managing Cash Flow: Critical to Growth

    Optimizing your business’s cash flow is more than just monitoring sales; it’s having a full picture of all of your expenses, your investments and your money on hand.

  • On the Hunt for Cash Flow

    Managing working capital and keeping tabs on cash flow are imperative to business success. Proficiency in the cash flow cycle can help improve business stability.

  • Contact

  • Support

      24-hour automated assistance
      800.786.8787 (800.SUNTRUST)

       

      Online Cash Manager, PC Banking and Bill Pay
      800.382.3232

       

      TDD (Telephone Device for the Deaf)
      800.854.8965

       

      Report Checking Account Fraud
      800.447.8994 Option 1 - Option 3

       

      Lost or Stolen Card
      800.786.8787 Option 5

       

      Directory Assistance
      800.786.8787 Option 7 - Option 5

       

      International Toll Free
      800.ST.TRAVEL (800.7887.2835)

       

      Please note that Federal Regulation E outlines the rules and procedures for electronic funds transfers (EFTs) for consumers. The protections and deadlines included in Regulation E do not apply to business accounts. Regulation E only establishes rights, liabilities, and responsibilities for consumer transactions on consumer accounts.

  • Mail

       

      Write Us
      Mail your questions, comments, or suggestions to (No deposits or payments accepted at this address):
      SunTrust Bank
      GA-Atlanta-0795
      P.O. Box 4418
      Atlanta, GA 30302-4418

       

      Bank by Mail
      You may mail checking, savings, or money market deposits to (Be sure to include a deposit slip or your name and account number. Do not send currency via U.S. mail):
      SunTrust Bank, Special Handling
      VA-RIC-9292
      P.O. Box 27572
      Richmond, VA 23261-7572

       

      Consumer Loan/Line Payment Addresses Access 3 payment address
      SunTrust Bank
      P. O. Box 791274
      Baltimore MD 21279-1274

       

      All other lines of Credit Payments
      SunTrust Bank
      P. O. Box 79282
      Baltimore MD 21279-0282

       

      Consumer Loan Payments
      SunTrust Bank
      P.O. Box 791144
      Baltimore, MD 21279-1144

       

  • Wires

       

      For more details about Wire Transfers with SunTrust, call 800.947.3786

       

      SunTrust Incoming wire instructions:

       

      • For Domestic incoming wire use Routing ABA: 061000104
      • For International incoming wire use SWIFT/BIC: SNTRUS3A
      • Beneficiary account number: SunTrust full account number
      • Beneficiary name: The name as it appears on the SunTrust account

      SunTrust Incoming wire instructions are also available by calling 800.947.3786 - option 1