Online and Mobile Fraud Protection Guarantees

Your protection isn't just promised - it's guaranteed.

As a small business owner, you need a secure and dependable way to access your accounts—no matter how you choose to bank. At SunTrust, we’re committed to ensuring you have just that.

We offer 100% guarantees, which include loss of interest, insufficient funds or overdraft charges, in the unlikely event of unauthorized access to your account. We’re all about helping make your life easier and safer. So whether you bank online, on your smartphone or on your tablet, you can always count on having a completely protected experience.

Online Security Guarantee
Keeping Your Account Information Safe
Feel more secure knowing our advanced encryption technology is always there to help protect your information against unauthorized users.

Protecting Your Privacy
Keeping your financial information secure and confidential is one of our most important responsibilities. To learn how your information is safeguarded, read our Online Privacy Practices.

Help Protect Your Privacy
As a user of SunTrust’s Online Banking, you have agreed to the terms and conditions contained in the SunTrust Online Services Agreement. You are responsible for keeping your online password, account numbers, personal identification data and other account information confidential. SunTrust also requires all users to:

  • Review your account statement regularly and report any unauthorized or suspicious activity promptly to SunTrust within 60 calendar days of the transaction first appearing on your statement
  • Take care to not leave your computer unattended while using SunTrust Online Banking
  • Never share your SunTrust Online Banking User ID and password, or other personal account information (including your account number and ATM PIN)

Mobile Banking Fraud Protection Guarantee
Your Safety is Our Priority
SunTrust Mobile Banking provides the same safe and secure banking experience you get with SunTrust Online Banking. So you can bank with confidence, no matter where you are or what device you're using.

If you notice any unauthorized activity in your account or believe your personal account information has been compromised, please contact SunTrust immediately at 800.227.3782.

To learn more about SunTrust’s Online Banking Guarantee or Mobile Banking Guarantee, call 800.382.3232


Small Business Resource Center

  • Make the Next Downturn Different

    Business cycles progress and downturns happen. Businesses that assess their vulnerable points and prepare will be far more comfortable when the day arrives.

  • Make Your Business a Magnet for Employees

    The drivers for employee engagement and job satisfaction go beyond the pay stub. Here are five strategies to holding onto some of your best employees.

  • Four Steps to Plan for Business Transition

    Business transition planning ensures that when transition time arrives, hard work results in ample financial returns and a new chapter for both business and owner.

  • Purchasing your Business Real Estate

    Business property ownership is a tried and true small business approach to diversify assets, secure a strategic business asset and put your rent to work creating value.

  • Understanding Loan Covenants

    Once a loan is funded, it’s loan covenants that keeps the relationship strong, protecting the borrower’s business and assuring the lender that they will be repaid.

  • Contact

  • Support

      24-hour automated assistance
      800.786.8787 (800.SUNTRUST)


      Online Cash Manager, PC Banking and Bill Pay


      TDD (Telephone Device for the Deaf)


      Report Checking Account Fraud
      800.447.8994 Option 1 - Option 3


      Lost or Stolen Card
      800.786.8787 Option 5


      Directory Assistance
      800.786.8787 Option 7 - Option 5


      International Toll Free
      800.ST.TRAVEL (800.7887.2835)


      Please note that Federal Regulation E outlines the rules and procedures for electronic funds transfers (EFTs) for consumers. The protections and deadlines included in Regulation E do not apply to business accounts. Regulation E only establishes rights, liabilities, and responsibilities for consumer transactions on consumer accounts.

  • Mail



      Write Us
      Mail your questions, comments, or suggestions to (No deposits or payments accepted at this address):
      SunTrust Bank
      P.O. Box 4418
      Atlanta, GA 30302-4418


      Bank by Mail
      You may mail checking, savings, or money market deposits to (Be sure to include a deposit slip or your name and account number. Do not send currency via U.S. mail):
      SunTrust Bank, Special Handling
      P.O. Box 27572
      Richmond, VA 23261-7572


      Consumer Home Equity Line & Access 3 payment address
      SunTrust Bank
      P. O. Box 791274
      Baltimore MD 21279-1274


      All other lines of Credit Payments
      SunTrust Bank
      P. O. Box 79282
      Baltimore MD 21279-0282


      Consumer Loan Payments
      SunTrust Bank
      P.O. Box 791144
      Baltimore, MD 21279-1144



  • Wires


      For more details about Wire Transfers with SunTrust, call 800.947.3786


      SunTrust Incoming wire instructions:


      • For Domestic incoming wire use Routing ABA: 061000104
      • For International incoming wire use SWIFT/BIC: SNTRUS3A
      • Beneficiary account number: SunTrust full account number
      • Beneficiary name: The name as it appears on the SunTrust account

      SunTrust Incoming wire instructions are also available by calling 800.947.3786 - option 1