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Do business abroad with confidence.

When it comes to doing international business and financing, you know the value and importance of letters of credit. They help keep all parties honest, and ensure a more secure business exchange. SunTrust can help you organize, manage and process all your letters of credit, whether export, import or standby.

Here’s what each one can do for you and your business:

Export Letters of Credit provide a measure of security and the assurance that you will be paid once you have shipped product and are in compliance with the terms of the Letter of Credit. You’ll never have to be apprehensive about selling to an international customer again.

Import Letters of Credit reduce the payment risk associated with purchasing from international suppliers. You can rest assured knowing that the exporter must comply with the terms of the Letter of Credit in order to receive payment.

Standby Letters of Credit give your counter party confidence through demonstrated financial backing from SunTrust. As an industry leader, we have extensive experience creating Standby Letters of Credit for all types of international transactions.


Our team of International Specialists is here to provide the tools and advice you need, but you’ll also have the autonomy to control your letters of credit anytime, anywhere with SunTrust Online Trade—our specially designed web-based application with a lot to offer your business:

  • Secure online access
  • Straight-through processing
  • Direct email communications with Global Trade Services International Operations
  • Document image delivery, tied to specific transactions
  • Automated discrepancy notification and resolution
  • Customized reporting

To learn more about Letters of Credit and SunTrust Online Trade Services, contact SunTrust Global Trade Solutions at 877.777.8142, or International Operations at 800.951.7847.

Small Business Resource Center

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    800.752.2515

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    International Toll Free
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  • Please note that Federal Regulation E outlines the rules and procedures for electronic funds transfers (EFTs) for consumers. The protections and deadlines included in Regulation E do not apply to business accounts. Regulation E only establishes rights, liabilities, and responsibilities for consumer transactions on consumer accounts.

  • Write Us
    Mail your questions, comments, or suggestions to (No deposits or payments accepted at this address):
    SunTrust Bank
    GA-Atlanta-0795
    P.O. Box 4418
    Atlanta, GA 30302-4418

    Bank by Mail
    You may mail checking, savings, or money market deposits to (Be sure to include a deposit slip or your name and account number. Do not send currency via U.S. mail):
    SunTrust Bank, Special Handling
    VA-RIC-9292
    P.O. Box 27572
    Richmond, VA 23261-7572

    Consumer Loan/Line Payment Addresses Access 3 payment address
    SunTrust Bank
    P. O. Box 791274
    Baltimore MD 21279-1274

    All other lines of Credit Payments
    SunTrust Bank
    P. O. Box 79282
    Baltimore MD 21279-0282

    Consumer Loan Payments
    SunTrust Bank
    P.O. Box 791144
    Baltimore, MD 21279-1144

  • For more details about Wire Transfers with SunTrust, call 1.800.947.3786 - options 1 & 4

    SunTrust Incoming wire instructions:

    • For Domestic incoming wire use Routing ABA: 061000104
    • For International incoming wire use SWIFT/BIC: SNTRUS3A
    • Beneficiary account number: SunTrust full account number
    • Beneficiary name: The name as it appears on the SunTrust account


    SunTrust Incoming wire instructions are also available by calling 1.800.947.3786 - options 1 & 1