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Build lasting relationships with your loyal customers.

As a business owner, you know the true value of a loyal customer and how it can sometimes be difficult to maintain that loyalty. With SunTrust Merchant Services, you can get the technology and tools to better understand your customers’ purchasing patterns, offer targeted promotions and rewards and forge better customer relationships. We’re here to help you get more out of your marketing dollars, so you can grow your customer satisfaction—and your business, too.

Get started toward a better customer experience with these solutions:

Clover Insights

Use real payments data to help you grow your business with The Clover Insights software. It makes it easy for small business owners like you to identify product trends, get a complete view of customer spending and cash transactions and get to know customers and their shopping habits.

Clover Rewards

Clover Rewards makes rewarding your customers easy, simple and straightforward through the Clover™ App Market. This solution is affordable and as familiar as an old-fashioned punch card, helping you connect with customers on their mobile phones. Clover Rewards allows you to reach customers anywhere at anytime, seamlessly connect perks to purchases, customize offers and rewards to fit your business and lets you get to know your shoppers by name and purchase patterns. Get help earning more frequent—and more impactful—visits from customers with Clover Rewards.

Clover Gift Cards

Gift cards will always be in demand. They can drive traffic to your business, increase sales and build brand awareness. Offer the Clover Gift Card program to your customers by downloading the Clover Gift Card app. In minutes customers will enjoy the convenience of giving and receiving mobile gift cards. Boost sales, increase loyalty, and engage your customers with Clover Gift Cards.

To learn about our Merchant Services Solutions call 866.958.6211.


© 2017 SunTrust Banks, Member FDIC. SunTrust, the SunTrust logo, and SunTrust Merchant Services are trademarks of SunTrust Banks, Inc. Merchant services are provided by SunTrust Merchant Services, LLC, an alliance between FDS Holdings, Inc. and SunTrust Bank. All other trademarks, service marks and trade names referenced in this material are property of their respective owners.

Small Business Resource Center

  • Business Customer Service

    24-hour automated assistance
    800.786.8787 (800.SUNTRUST)

    Online Cash Manager, PC Banking and Bill Pay

    TDD (Telephone Device for the Deaf)

    Report Checking Account Fraud
    800.447.8994 Option 1 –Option 3

    Lost or Stolen Card
    800.786.8787 Option 5

    Directory Assistance
    800.786.8787 Option 7 –Option 5

    International Toll Free
    800.ST.TRAVEL (800.7887.2835)

  • Please note that Federal Regulation E outlines the rules and procedures for electronic funds transfers (EFTs) for consumers. The protections and deadlines included in Regulation E do not apply to business accounts. Regulation E only establishes rights, liabilities, and responsibilities for consumer transactions on consumer accounts.

  • Write Us
    Mail your questions, comments, or suggestions to (No deposits or payments accepted at this address):
    SunTrust Bank
    P.O. Box 4418
    Atlanta, GA 30302-4418

    Bank by Mail
    You may mail checking, savings, or money market deposits to (Be sure to include a deposit slip or your name and account number. Do not send currency via U.S. mail):
    SunTrust Bank, Special Handling
    P.O. Box 27572
    Richmond, VA 23261-7572

    Consumer Loan/Line Payment Addresses Access 3 payment address
    SunTrust Bank
    P. O. Box 791274
    Baltimore MD 21279-1274

    All other lines of Credit Payments
    SunTrust Bank
    P. O. Box 79282
    Baltimore MD 21279-0282

    Consumer Loan Payments
    SunTrust Bank
    P.O. Box 791144
    Baltimore, MD 21279-1144

  • For more details about Wire Transfers with SunTrust, call 800.947.3786

    SunTrust Incoming wire instructions:

    • For Domestic incoming wire use Routing ABA: 061000104
    • For International incoming wire use SWIFT/BIC: SNTRUS3A
    • Beneficiary account number: SunTrust full account number
    • Beneficiary name: The name as it appears on the SunTrust account

    SunTrust Incoming wire instructions are also available by calling 800.947.3786 - option 1