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Protecting you and your customers is our priority.

Safeguarding your business while still offering convenient payment methods is at the top of your list. And if it’s at the top of your list, it’s at the top of ours. With SunTrust Merchant Services you can help protect transaction information from the security threats associated with accepting credit cards, debit cards and checks.

Here’s what available to help safeguard your business transactions:

Clover Security

This state-of-the-art security stack helps protect you from hackers and malicious software. It defends your system from cyber attacks, safeguards your customers’ data and provides coverage for your business in the event of a breach. It makes it virtually impossible for cyber criminals to steal card data,* and comprehensively monitors the security of your POS system. Plus, it equips your business to accept new EMV chip-based cards,* while also limiting your liabilities and reducing your PCI compliance burden. 


Add an extra layer of security to your customers’ transactions by accepting EMV-capable cards.  This card technology, which is issued by Visa, MasterCard, and other card brands, contains an embedded microchip to help reduce your losses due to fraud.

Clover Check Acceptance

While you want to offer your customers the convenience of paying with checks, it’s important to consider check processing costs and the possibility of fraudulent activity. That’s why we offer Clover Check Acceptance. Giving you faster access to funds, improving your cash flow and offering simpler reconciliation, it’s the most sophisticated bank check verification system in the industry.

Or call 866.958.6211 to talk with us about protecting your business with Clover Check Acceptance.


*Requires eligible POS equipment

© 2017 SunTrust Banks, Member FDIC. SunTrust, the SunTrust logo, and SunTrust Merchant Services are trademarks of SunTrust Banks, Inc. Merchant services are provided by SunTrust Merchant Services, LLC, an alliance between FDS Holdings, Inc. and SunTrust Bank. All other trademarks, service marks and trade names referenced in this material are property of their respective owners.

EMVTM is a trademark owned by EMVCo LLC.

Small Business Resource Center

  • Business Customer Service

    24-hour automated assistance
    800.786.8787 (800.SUNTRUST)

    Online Cash Manager, PC Banking and Bill Pay

    TDD (Telephone Device for the Deaf)

    Report Checking Account Fraud
    800.447.8994 Option 1 –Option 3

    Lost or Stolen Card
    800.786.8787 Option 5

    Directory Assistance
    800.786.8787 Option 7 –Option 5

    International Toll Free
    800.ST.TRAVEL (800.7887.2835)

  • Please note that Federal Regulation E outlines the rules and procedures for electronic funds transfers (EFTs) for consumers. The protections and deadlines included in Regulation E do not apply to business accounts. Regulation E only establishes rights, liabilities, and responsibilities for consumer transactions on consumer accounts.

  • Write Us
    Mail your questions, comments, or suggestions to (No deposits or payments accepted at this address):
    SunTrust Bank
    P.O. Box 4418
    Atlanta, GA 30302-4418

    Bank by Mail
    You may mail checking, savings, or money market deposits to (Be sure to include a deposit slip or your name and account number. Do not send currency via U.S. mail):
    SunTrust Bank, Special Handling
    P.O. Box 27572
    Richmond, VA 23261-7572

    Consumer Loan/Line Payment Addresses Access 3 payment address
    SunTrust Bank
    P. O. Box 791274
    Baltimore MD 21279-1274

    All other lines of Credit Payments
    SunTrust Bank
    P. O. Box 79282
    Baltimore MD 21279-0282

    Consumer Loan Payments
    SunTrust Bank
    P.O. Box 791144
    Baltimore, MD 21279-1144

  • For more details about Wire Transfers with SunTrust, call 800.947.3786

    SunTrust Incoming wire instructions:

    • For Domestic incoming wire use Routing ABA: 061000104
    • For International incoming wire use SWIFT/BIC: SNTRUS3A
    • Beneficiary account number: SunTrust full account number
    • Beneficiary name: The name as it appears on the SunTrust account

    SunTrust Incoming wire instructions are also available by calling 800.947.3786 - option 1