SunTrust Bank Home SunTrust Bank Home

Keep things simple even amidst high transaction volumes and complex cash-management needs with a Business Advantage Plus Checking account. With it you’ll get a primary checking account plus two other business accounts to use as operating accounts or petty-cash accounts.

A Business Advantage Plus Checking account comes with:

  • The ability to earn interest
  • 500 monthly transactions1 and $10,000 combined cash processing2
  • MasterCard® Credit Card3 with overdraft protection
  • Easy-to-understand statements
  • Preferred checking account for your personal use
  • The ability to make night drops
  • Monthly Image Statements
  • 50% discount on 1st order of checks
  • Up to two additional checking accounts free
  • Additional 25% earnings into your account when you redeem rewards from your SunTrust Business Credit Card

Plus, you can waive monthly maintenance fee if:

You're a new
Business Advantage Plus Checking
client-thenno feefor the first two
statement cyclesOR
Your minimum daily collected
combined with two other
Business Advantage Accounts is equal to$20,000or more


Otherwise there is a $25 monthly maintenance fee.

And you’ll receive a promotional rate for 6 months if you enroll in one of the following services:
Online Payroll
Fraud Inspector
Merchant Services



1 Items include deposits and deposited items, checks, ATM transactions, point-of-sale purchases and ACH debits. Wire transfer services and Commercial and Treasury Management services may also be included. There are fees for exceeding stated limits.

2 There are fees for exceeding stated cash processing limits.

3 Credit cards are subject to credit approval.

Small Business Resource Center

  • Business Customer Service

    24-hour automated assistance
    800.786.8787 (800.SUNTRUST)

    Online Cash Manager, PC Banking and Bill Pay

    TDD (Telephone Device for the Deaf)

    Report Checking Account Fraud
    800.447.8994 Option 1 –Option 3

    Lost or Stolen Card
    800.786.8787 Option 5

    Directory Assistance
    800.786.8787 Option 7 –Option 5

    International Toll Free
    800.ST.TRAVEL (800.7887.2835)

  • Please note that Federal Regulation E outlines the rules and procedures for electronic funds transfers (EFTs) for consumers. The protections and deadlines included in Regulation E do not apply to business accounts. Regulation E only establishes rights, liabilities, and responsibilities for consumer transactions on consumer accounts.

  • Write Us
    Mail your questions, comments, or suggestions to (No deposits or payments accepted at this address):
    SunTrust Bank
    P.O. Box 4418
    Atlanta, GA 30302-4418

    Bank by Mail
    You may mail checking, savings, or money market deposits to (Be sure to include a deposit slip or your name and account number. Do not send currency via U.S. mail):
    SunTrust Bank, Special Handling
    P.O. Box 27572
    Richmond, VA 23261-7572

    Consumer Loan/Line Payment Addresses Access 3 payment address
    SunTrust Bank
    P. O. Box 791274
    Baltimore MD 21279-1274

    All other lines of Credit Payments
    SunTrust Bank
    P. O. Box 79282
    Baltimore MD 21279-0282

    Consumer Loan Payments
    SunTrust Bank
    P.O. Box 791144
    Baltimore, MD 21279-1144

  • For more details about Wire Transfers with SunTrust, call 1.800.947.3786 - options 1 & 4

    SunTrust Incoming wire instructions:

    • For Domestic incoming wire use Routing ABA: 061000104
    • For International incoming wire use SWIFT/BIC: SNTRUS3A
    • Beneficiary account number: SunTrust full account number
    • Beneficiary name: The name as it appears on the SunTrust account

    SunTrust Incoming wire instructions are also available by calling 1.800.947.3786 - options 1 & 1