SunTrust Bank Home SunTrust Bank Home

Protect your business accounts from overdrafts.

For those times when income and expenses don’t match up, there’s SunTrust Overdraft Protection. By opting in, you’ll never have to worry about bouncing a check or being denied a transaction again. It links your SunTrust business checking or money market account to one of your other SunTrust accounts.1 That way when there’s a problem with insufficient funds, we can take care of it for you on the spot.  
How Does Overdraft Protection Work:
On business accounts linked to a checking or money market account, we will transfer the exact amount you need to complete a transaction, plus any applicable transfer fees.
On business accounts linked to a credit card or line of credit, we will make transfers in $100 increments.
Each overdraft transfer made has a fee of $12.50. The maximum you could receive in a day is one.
Learn more about the different accounts associated with Overdraft Protection.

Call 800.279.4824 to talk with a SunTrust overdraft service expert about the details.


1 Overdraft Protection Service is not available for all SunTrust products or product service areas. Transfer fees for the deposit accounts, Access 3, and the personal or executive line of credit are charged to the protected checking, savings, or money market account. The transfer fee for the SunTrust credit card is charged to the credit card. All advances are subject to funds availability. See your SunTrust representative for details.

Small Business Resource Center