Our goal is to ensure you have the freedom to enjoy whatever lifestyle you choose once you decide it’s time to retire. That’s why we take a holistic approach to helping all of our small business clients. In addition to offering sophisticated business transition advice, we’re here to help you thoroughly consider your options when it comes to your personal finance and retirement investment strategies.
For small business owners and self-employed individuals, a great option to consider is our SEP IRA. It’s an easy, low-cost retirement plan that lets you deduct your contributions like a Traditional IRA—tax-deferred. Only with SEP IRAs contribution limits are significantly higher, so you can build your retirement savings even faster.
If it sounds like SEP plans could be right for your business, consider these couple of things:
Do you have variable cash flow?
SEP IRAs offer flexible annual contribution requirements.
Do you have a limited number of employees?
SEP IRAs typically work best for business owners with smaller workforces.
For help deciding what’s right for your company, and to discuss your full range of options, talk to a SunTrust advisor at 866.732.1687. Or learn more about eligibility, contributions and other SEP benefits now.
Find out more about making solid investments for your future with Private Wealth Management.
© Copyright 2018 SunTrust Robinson Humphrey, Inc. SunTrust Robinson Humphrey is a service mark of SunTrust Banks, Inc. SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of SunTrust Banks, Inc. and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRA and SIPC. Debt and equity underwriting, trading, research and sales, loan syndications, municipal securities trading and sales, and merger and acquisition advisory services are offered by SunTrust Robinson Humphrey. Cash management, loans and loan related products, foreign exchange, risk management products and services and agency services are offered by various non-broker dealer subsidiaries of SunTrust Banks, Inc. SunTrust Bank and its affiliates and the directors, officers, employees and agents of SunTrust Bank and its affiliates (collectively, “SunTrust”) are not permitted to give legal or tax advice. While SunTrust can assist clients in the areas of estate and financial planning, only an attorney can draft legal documents, provide legal services and give legal advice. Clients of SunTrust should consult with their legal and tax advisors prior to entering into any financial transaction or estate plan. Because it cannot provide legal services or give legal advice, SunTrust’s services or advice relating to “estate planning” are limited to (i) financial planning, multi-generational wealth planning, investment strategy, (ii) management of trust assets, investment management and trust administration, and (iii) working with the client’s legal and tax advisors in the implementation of an estate plan.
Business transition planning ensures that when transition time arrives, hard work results in ample financial returns and a new chapter for both business and owner.
Business property ownership is a tried and true small business approach to diversify assets, secure a strategic business asset and put your rent to work creating value.
Once a loan is funded, it’s loan covenants that keeps the relationship strong, protecting the borrower’s business and assuring the lender that they will be repaid.
Businesses can’t afford to rush past opportunities that could be grasped by stepping back, carefully mapping a path forward and seeking the right capital.
When looking for financing, flexibility and risk tolerance aren’t always easy for small business owners to find. SBA loans offer the adaptability and ease that many are looking for.
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Services provided by the following affiliates of SunTrust Banks, Inc.: Banking products and services are provided by SunTrust Bank, Member FDIC. Trust and investment management services are provided by SunTrust Bank, SunTrust Delaware Trust Company. Securities, brokerage accounts and insurance (including annuities) are offered by SunTrust Investment Services, Inc., a SEC registered broker-dealer, member FINRA, SIPC, and a licensed insurance agency. Investment advisory services are offered by SunTrust Advisory Services, Inc., a SEC registered adviser. GFO Advisory Services, LLC is a SEC registered investment adviser that provides investment advisory services to a group of private investment funds and other non-investment advisory services to affiliates. Mortgage products and services are offered through SunTrust Mortgage, a tradename for SunTrust Bank, and loans are made by SunTrust Bank.
"SunTrust Advisors" may be officers and/or associated persons of the following affiliates of SunTrust Banks, Inc.: SunTrust Bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., a registered broker-dealer, which is a member of FINRALink opens a new window and SIPCLink opens a new window, and a licensed insurance agency, and which provides securities, annuities and life insurance products; SunTrust Advisory Services, Inc., a SEC registered investment adviser which provides Investment Advisory services.
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SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of SunTrust Banks, Inc. and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRALink opens a new window and SIPCLink opens a new window.