Our goal is to ensure you have the freedom to enjoy whatever lifestyle you choose once you decide it’s time to retire. That’s why we take a holistic approach to helping all of our small business clients. In addition to offering sophisticated business transition advice, we’re here to help you thoroughly consider your options when it comes to your personal finance and retirement investment strategies.
For small business owners and self-employed individuals, a great option to consider is our SEP IRA. It’s an easy, low-cost retirement plan that lets you deduct your contributions like a Traditional IRA—tax-deferred. Only with SEP IRAs contribution limits are significantly higher, so you can build your retirement savings even faster.
If it sounds like SEP plans could be right for your business, consider these couple of things:
Do you have variable cash flow?
SEP IRAs offer flexible annual contribution requirements.
Do you have a limited number of employees?
SEP IRAs typically work best for business owners with smaller workforces.
For help deciding what’s right for your company, and to discuss your full range of options, talk to a SunTrust advisor at 866.732.1687. Or learn more about eligibility, contributions and other SEP benefits now.
Find out more about making solid investments for your future with Private Wealth Management.
© Copyright 2018 SunTrust Robinson Humphrey, Inc. SunTrust Robinson Humphrey is a service mark of SunTrust Banks, Inc. SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of SunTrust Banks, Inc. and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRA and SIPC. Debt and equity underwriting, trading, research and sales, loan syndications, municipal securities trading and sales, and merger and acquisition advisory services are offered by SunTrust Robinson Humphrey. Cash management, loans and loan related products, foreign exchange, risk management products and services and agency services are offered by various non-broker dealer subsidiaries of SunTrust Banks, Inc. SunTrust Bank and its affiliates and the directors, officers, employees and agents of SunTrust Bank and its affiliates (collectively, “SunTrust”) are not permitted to give legal or tax advice. While SunTrust can assist clients in the areas of estate and financial planning, only an attorney can draft legal documents, provide legal services and give legal advice. Clients of SunTrust should consult with their legal and tax advisors prior to entering into any financial transaction or estate plan. Because it cannot provide legal services or give legal advice, SunTrust’s services or advice relating to “estate planning” are limited to (i) financial planning, multi-generational wealth planning, investment strategy, (ii) management of trust assets, investment management and trust administration, and (iii) working with the client’s legal and tax advisors in the implementation of an estate plan.
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SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of SunTrust Banks, Inc. and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRA and SIPC.