0% Introductory APR
Enjoy 0% APR for 12 months on Purchases.
After that your variable APR (Annual Percentage Rate) will be 13.24%
Expense Management Tools
Pay bills, track expenses and more!
The online tools that come with a SunTrust Business Credit Card are designed to help you streamline business expense management1. You can easily control, monitor and track card spending by you and your employees. Plus, you can keep business and personal expenses separated, and easily pay your credit card bill.
Security & Purchase Protection
Know your purchases, personal information and more are protected.
Whether you’re traveling for business, or taking care of day-to-day tasks, we’ve got you covered.
- Chip Technology allows greater card acceptance when traveling internationally, plus extra levels of security against card fraud.
- Zero Liability protects you from unauthorized purchases if your card is lost or stolen.5
- Extended Warranty doubles most manufacturer warranties for up to one additional year.6
- Purchase Assurance offers 90 days of theft and damage protection for most purchases.6
- MasterAssist® provides emergency travel, cash, legal and medical assistance while traveling.6
Plus, you can avoid overdrafts by linking your card to a SunTrust Business Checking deposit account.7
Learn More >
Complimentary Employee Cards
Extend your Business Credit Card spending-power to your employees.
Sometimes it’s more convenient and efficient for operations if employees can make purchases and complete business transactions on your behalf. Add one or more cardholders to your SunTrust Specialty Business Credit Card account at no additional cost to you.
No-cost Rewards Options
Choose from two great rewards options—both at no additional cost to you.
If You Choose SunTrust Cash Back Rewards2
You’ll earn 3% on the first $500 spent on qualifying office supplies and fuel purchases, and up to 1% on everything else you buy. There’s no minimum spend or maximum payout restrictions, and rewards earned can be viewed on your statement each month. Once your rewards balance reaches $25 or more, you can call 1.855.574.2423 to redeem it electronically into a SunTrust deposit account, as statement credit or as a paper check. If you choose electronic redemption into a SunTrust Business Checking, Savings or Money Market, you’ll get a 10% or 25% cash back bonus, based on your Business deposit relationship with SunTrust.
If You Choose SunTrust Rewards3
You’ll earn one SunPoint per $1 spent on qualifying purchases with your Business Credit Card. The SunPoints you earn can be redeemed for rewards like gift cards, electronics, merchandise, travel and more. Visit suntrust.com/rewards for details.
You can also choose not to participate in either of the SunTrust Rewards programs.
Other Card Perks
Get automatic rebates for everyday business purchases.
You’ll automatically enjoy extra savings as a SunTrust MasterCard Business Credit Cardholder through the MasterCard Easy Savings® Program.8 There are no coupons, no promo codes and no registration fees, just automatic rebates that appear on your monthly statements when you make qualifying purchases like fuel, automobile maintenance, office equipment, shipping, hotels and rental cars at thousands of participating merchant locations.