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Savings for you. Convenience for your employees.

If you’re looking to lower payroll costs for your business, take advantage of our payroll card program. You can encourage complete employee participation in direct deposit, and eliminate the expenses associated with creating and distributing paper checks. The funds that would usually come to them in the form of a paycheck can be accessed straight from the card instead.

Offered by Skylight Financial, our Payroll Card is a Skylight® Debit Card Account. Just like a traditional debit card, the Payroll Card gives employees easy access to their pay through ATMs and point-of-sale terminals at a wide network of retailers. To withdraw cash or make a purchase, they simply enter their personal identification number. Employees can also choose to set up pre-authorized bill payments from their payroll cards.

SunTrust payroll cards are a win-win for everyone.

To learn about our payroll card program, call 800.421.5613 and talk with a representative.


SunTrust offers a referral arrangement to Skylight Financial, Inc. for the Skylight Debit Card program. Skylight is not an affiliate of SunTrust Bank. The Skylight Visa Debit Card is a prepaid card issued through SunTrust Bank pursuant to a license from Visa, U.S.A.

Small Business Resource Center

  • Business Customer Service

    24-hour automated assistance
    800.786.8787 (800.SUNTRUST)

    Online Cash Manager, PC Banking and Bill Pay

    TDD (Telephone Device for the Deaf)

    Report Checking Account Fraud
    800.447.8994 Option 1 –Option 3

    Lost or Stolen Card
    800.786.8787 Option 5

    Directory Assistance
    800.786.8787 Option 7 –Option 5

    International Toll Free
    800.ST.TRAVEL (800.7887.2835)

  • Please note that Federal Regulation E outlines the rules and procedures for electronic funds transfers (EFTs) for consumers. The protections and deadlines included in Regulation E do not apply to business accounts. Regulation E only establishes rights, liabilities, and responsibilities for consumer transactions on consumer accounts.

  • Write Us
    Mail your questions, comments, or suggestions to (No deposits or payments accepted at this address):
    SunTrust Bank
    P.O. Box 4418
    Atlanta, GA 30302-4418

    Bank by Mail
    You may mail checking, savings, or money market deposits to (Be sure to include a deposit slip or your name and account number. Do not send currency via U.S. mail):
    SunTrust Bank, Special Handling
    P.O. Box 27572
    Richmond, VA 23261-7572

    Consumer Loan/Line Payment Addresses Access 3 payment address
    SunTrust Bank
    P. O. Box 791274
    Baltimore MD 21279-1274

    All other lines of Credit Payments
    SunTrust Bank
    P. O. Box 79282
    Baltimore MD 21279-0282

    Consumer Loan Payments
    SunTrust Bank
    P.O. Box 791144
    Baltimore, MD 21279-1144