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Enjoy a fast and flexible way to borrow.

If you're thinking about opening a small business line of credit, ask yourself this: “Are my funding needs short term?” That’s one way to know if a line of credit is the right borrowing option for your business. For example, if you want to build inventory for the holidays, or temporarily supplement your working capital. You may only need extra cash a small amount at a time, and you may need to use it for a variety of business expenses.

Whatever your plans, a SunTrust small business line of credit gives you fast, flexible access to the cash you need, when you need it. And the best part is you only have to be approved once.

Here’s how it works:

  • You’re pre-authorized to borrow up to a specific amount
  • That amount gets secured by your business assets, though in some cases an unsecured option may be available if certain credit conditions are met
  • You can use funds and pay them back on a flexible basis—check writing is available for most business lines of credit
  • Interest only accrues on your outstanding balances, so on the amount of the line you’ve borrowed, not the untouched amount waiting to be used. Thus, interest varies.

If you’re thinking a small business line of credit might be the way to go, or you'd just like more information, a SunTrust representative can give you further details and help you decide which credit options are right for you. Simply call 800.752.2515.

DISCLAIMERS

Loans are subject to normal credit criteria.

Small Business Resource Center

  • Business Customer Service
    800.752.2515

    24-hour automated assistance
    800.786.8787 (800.SUNTRUST)

    Online Cash Manager, PC Banking and Bill Pay
    800.382.3232

    TDD (Telephone Device for the Deaf)
    800.854.8965

    Report Checking Account Fraud
    800.447.8994 Option 1 –Option 3

    Lost or Stolen Card
    800.786.8787 Option 5

    Directory Assistance
    800.786.8787 Option 7 –Option 5

    International Toll Free
    800.ST.TRAVEL (800.7887.2835)

  • Please note that Federal Regulation E outlines the rules and procedures for electronic funds transfers (EFTs) for consumers. The protections and deadlines included in Regulation E do not apply to business accounts. Regulation E only establishes rights, liabilities, and responsibilities for consumer transactions on consumer accounts.

  • Write Us
    Mail your questions, comments, or suggestions to (No deposits or payments accepted at this address):
    SunTrust Bank
    GA-Atlanta-0795
    P.O. Box 4418
    Atlanta, GA 30302-4418

    Bank by Mail
    You may mail checking, savings, or money market deposits to (Be sure to include a deposit slip or your name and account number. Do not send currency via U.S. mail):
    SunTrust Bank, Special Handling
    VA-RIC-9292
    P.O. Box 27572
    Richmond, VA 23261-7572

    Consumer Loan/Line Payment Addresses Access 3 payment address
    SunTrust Bank
    P. O. Box 791274
    Baltimore MD 21279-1274

    All other lines of Credit Payments
    SunTrust Bank
    P. O. Box 79282
    Baltimore MD 21279-0282

    Consumer Loan Payments
    SunTrust Bank
    P.O. Box 791144
    Baltimore, MD 21279-1144