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Get yourself ready for a well-deserved retirement.

Our goal is to ensure you have the freedom to enjoy whatever lifestyle you choose once you decide it’s time to retire. That’s why we take a holistic approach to helping all of our small business clients. In addition to offering sophisticated business transition advice, we’re here to help you thoroughly consider your options when it comes to your personal finance and retirement investment strategies.

For small business owners and self-employed individuals, a great option to consider is our SEP IRA. It’s an easy, low-cost retirement plan that lets you deduct your contributions like a Traditional IRA—tax-deferred. Only with SEP IRAs contribution limits are significantly higher, so you can build your retirement savings even faster.

If it sounds like SEP plans could be right for your business, consider these couple of things:

Do you have variable cash flow?
SEP IRAs offer flexible annual contribution requirements.

Do you have a limited number of employees?
SEP IRAs typically work best for business owners with smaller workforces.

For help deciding what’s right for your company, and to discuss your full range of options, talk to a SunTrust advisor at 866.732.1687. Or learn more about eligibility, contributions and other SEP benefits now.

Find out more about making solid investments for your future with Private Wealth Management.


© Copyright 2015 SunTrust Robinson Humphrey, Inc. SunTrust Robinson Humphrey is a service mark of SunTrust Banks, Inc. SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of SunTrust Banks, Inc. and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRA and SIPC. Debt and equity underwriting, trading, research and sales, loan syndications, municipal securities trading and sales, and merger and acquisition advisory services are offered by SunTrust Robinson Humphrey. Cash management, loans and loan related products, foreign exchange, risk management products and services and agency services are offered by various non-broker dealer subsidiaries of SunTrust Banks, Inc. SunTrust Bank and its affiliates and the directors, officers, employees and agents of SunTrust Bank and its affiliates (collectively, “SunTrust”) are not permitted to give legal or tax advice. While SunTrust can assist clients in the areas of estate and financial planning, only an attorney can draft legal documents, provide legal services and give legal advice. Clients of SunTrust should consult with their legal and tax advisors prior to entering into any financial transaction or estate plan. Because it cannot provide legal services or give legal advice, SunTrust’s services or advice relating to “estate planning” are limited to (i) financial planning, multi-generational wealth planning, investment strategy, (ii) management of trust assets, investment management and trust administration, and (iii) working with the client’s legal and tax advisors in the implementation of an estate plan.

Small Business Resource Center

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  • Please note that Federal Regulation E outlines the rules and procedures for electronic funds transfers (EFTs) for consumers. The protections and deadlines included in Regulation E do not apply to business accounts. Regulation E only establishes rights, liabilities, and responsibilities for consumer transactions on consumer accounts.

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    Mail your questions, comments, or suggestions to (No deposits or payments accepted at this address):
    SunTrust Bank
    P.O. Box 4418
    Atlanta, GA 30302-4418

    Bank by Mail
    You may mail checking, savings, or money market deposits to (Be sure to include a deposit slip or your name and account number. Do not send currency via U.S. mail):
    SunTrust Bank, Special Handling
    P.O. Box 27572
    Richmond, VA 23261-7572

    Consumer Loan/Line Payment Addresses Access 3 payment address
    SunTrust Bank
    P. O. Box 791274
    Baltimore MD 21279-1274

    All other lines of Credit Payments
    SunTrust Bank
    P. O. Box 79282
    Baltimore MD 21279-0282

    Consumer Loan Payments
    SunTrust Bank
    P.O. Box 791144
    Baltimore, MD 21279-1144

  • For more details about Wire Transfers with SunTrust, call 1.800.947.3786 - options 1 & 4

    SunTrust Incoming wire instructions:

    • For Domestic incoming wire use Routing ABA: 061000104
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    • Beneficiary name: The name as it appears on the SunTrust account

    SunTrust Incoming wire instructions are also available by calling 1.800.947.3786 - options 1 & 1