Who is going to take care of my loved one with special needs when I pass away, and how much is it going to cost? For any parent of a child with a disability, it is likely the single most worrisome financial planning question of all.
You want to ensure that the physical and financial care of a loved one with special needs is provided for, while carefully considering the willingness and ability of other family members to assume physical, as well as financial caregiving, obligations after you are gone..
By working with your SunTrust advisor to establish a Special Needs Trust, you can shift that financial responsibility to a professional money manager, so family members can simply focus on providing love.
Planning and communicating are critical to the success of wealth transfer. These five steps can help guide you as you make your plan and prepare your heirs for the eventual transfer of your estate.
SunTrust Bank and its affiliates and the directors, officers, employees and agents of SunTrust Bank and its affiliates (collectively, “SunTrust”) are not permitted to give legal or tax advice. While SunTrust can assist clients in the areas of estate and financial planning, only an attorney can draft legal documents, provide legal services and give legal advice. Clients of SunTrust should consult with their legal and tax advisors prior to entering into any financial transaction or estate plan. Because it cannot provide legal services or give legal advice, SunTrust’s services or advice relating to “estate planning” or “wealth transfer planning” are limited to (i) financial planning, multigenerational wealth planning, investment strategy, (ii) management of trust assets, investment management and trust administration, and (iii) working with the client’s legal and tax advisors in the implementation of an estate plan.
The days of marketers pitching products and services to consumers and telling them what they need seem long gone. Instead, marketers are conversing directly with consumers, responding to questions and requests through social media.
Loan officers and real estate agents are key players in the home buying process, so it’s important that these professionals work well together. Sometimes, though, this is easier said than done.
Home financing options—led by conventional loans—remain in high demand even as interest rates and home prices edge higher from recent levels.
How technological trends—from mobile apps to social media to digital mortgage options—are improving the mortgage application process.
Non-cash assets such as land, art, stock and other tangible goods contribute to charitable giving. Here’s why every organization should determine and draft its own gift acceptance policy.
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