Both within and outside of trusts, insurance can be a highly effective means of tax efficiently transferring your wealth and protecting your estate. As an estate planning tool, insurance can serve a host of purposes including:
Working together with our insurance and trust specialists, your SunTrust advisor can help you explore a variety of solutions to protect your wealth and maximize your legacy for future generations.
While IRAs, CDs and certain annuities may be efficient savings vehicles they can be inefficient methods of transferring wealth. By liquidating those assets and using the proceeds to pay premiums for a life insurance policy, you could positively impact your tax liability.
Insurance products are offered by SunTrust Investment Services, Inc.
Planning and communicating are critical to the success of wealth transfer. These five steps can help guide you as you make your plan and prepare your heirs for the eventual transfer of your estate.
Did you know that when it comes to your assets, such as retirement accounts and life insurance passing down to your heirs outside of probate, beneficiary designations take absolute precedence over any and all provisions made in your Will?
SunTrust Bank and its affiliates and the directors, officers, employees and agents of SunTrust Bank and its affiliates (collectively, “SunTrust”) are not permitted to give legal or tax advice. While SunTrust can assist clients in the areas of estate and financial planning, only an attorney can draft legal documents, provide legal services and give legal advice. Clients of SunTrust should consult with their legal and tax advisors prior to entering into any financial transaction or estate plan. Because it cannot provide legal services or give legal advice, SunTrust’s services or advice relating to “estate planning” or “wealth transfer planning” are limited to (i) financial planning, multigenerational wealth planning, investment strategy, (ii) management of trust assets, investment management and trust administration, and (iii) working with the client’s legal and tax advisors in the implementation of an estate plan.
SunTrust Private Wealth Management’s Market Perspective provides a view of the latest market events. Read the most recent report here.
The Carousel of Concerns, a mainstay of this bull market, continues to turn. As one worry recedes and another comes to the forefront, we anticipate modestly positive year ahead. Here are the key themes to watch out for in 2019.
The SunTrust Weekly Market Monitor provides a view of last week’s market events.
Chief Market Strategist Keith Lerner appeared on CNBC’s “Squawk on the Street” to discuss trade headlines, expectations going forward, S&P forward earnings estimates and more.
Chief Market Strategist Keith Lerner joined CNBC’s “Squawk on the Street” to discuss recent market choppiness, trade concerns, and our current view of the US economy.
Investment and Insurance Products:
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