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    Everyday Checking Optionally with e-Savings

  • EZ Checking Optionally with e-Savings

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Add e-Savings to your SunTrust checking account to reach your savings goal

These are your savings buckets! They are a great addition to your EZ or Everyday Checking Account to help you separate your everyday spending from your savings goals. Create short- and long-term buckets and personalize them based on your goals. Create custom buckets for everything from your next dream vacation, to your best friend’s wedding or even a cool new gadget.

Learn More About e-Savings

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SunTrust online checking accounts help you manage your spending and saving.

A SunTrust personal checking account– with one or more savings accounts – can help you manage your spending and saving. Think of your accounts as buckets of money, where you can separate the everyday spending money in your checking account from the money you are setting aside for your savings goals. To get started:

1. Open a checking account online or in a branch - this is your spending bucket for everyday bills and necessities.

2. Open one or more savings accounts—these are your personalized savings buckets for anything from a vacation to a new gadget.

3. Setup automatic transfers from your checking account to your savings buckets and use account alerts to monitor your balances.

All our checking accounts feature:

Online  Banking with BIll Pay Mobile and Tablet Check Deposit ATM and Branch Locator   SunTrust MasterCard® Debit Card with Zero Liability
Online Banking with Bill Pay1 Mobile Banking and Tablet Banking2 SunTrust Mobile Deposit for Mobile and Tablet App3 Access to over 2,200 SunTrust ATMs4 and 1500 branches  Account Alerts SunTrust MasterCard® Debit Card with Zero Liability5

 

At SunTrust, we are committed to providing you with clear, easy-to-understand Account Overview Guides that explain key features of your accounts. We understand that each client’s situation is unique – and we strive to provide information to help you choose the best solution for your personal situation. For more information about managing your account and avoiding fees, please visit www.suntrust.com/thefacts.

SunTrust Fee Schedules

For the fee schedule for personal accounts, select the Fee Schedule below. For information on SunTrust loan products, please visit our loan products page.

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Rules & Regulations for Deposit Accounts

Deposit Account Disclosures

Understand Balances and Fees

The Facts About Banking is a comprehensive site to help you better understand how to manage your account and avoid fees.

Funds Availability Policy for Deposit Accounts

Disclaimers

1SunTrust does not charge a fee for the use of SunTrust Online Banking with Bill Pay. However, fees may apply for certain transactions like expedited payments and transfers to non-SunTrust accounts.

2SunTrust does not charge a fee for the use of SunTrust Mobile Banking or Tablet Banking. If you do not already have a data plan with your wireless service provider, normal data rates will apply. A SunTrust Online Banking account is required to enroll in any of the Mobile and Tablet Banking services.

3SunTrust Mobile Deposit is available for iPhone and Android Mobile Apps and iPad and Android Tablet Apps - only for use in the United States and its territories.

4No Fee for SunTrust ATM Use. Fees do apply for ATM-printed statements or mini-statements.

5Zero Liability protection does not apply to ATM transactions or to PIN transactions not processed by MasterCard, or certain commercial card transactions. You must notify us promptly of any unauthorized use.

6See fee information in the fee schedule.

7A qualifying Direct Deposit is a Direct Deposit of your salary, pension, Social Security or other regular monthly income of $100 or more per deposit electronically deposited to your account during the statement cycle by your employer or an outside agency. Transfers from one account to another or deposits made at a banking location or ATM do not qualify as a Direct Deposit.

8Suppression of paper statements each statement cycle. Electronic statements will be available through Online Banking.

9Transactions you make: Deposit and withdrawal transactions made (includes transactions such as those made with the assistance of a teller, at an ATM, or by Direct Deposit, mobile device, wire transfer, Online Banking transfer, automatic transfer, telephone transfer, Popmoney transfer, ACH debit or credit, online bill pay, mobile bill pay, check, or Debit Card purchases including PIN Point of Sale (POS) and signature-based purchases). These transactions must be posted to your account during the statement cycle. Bank fees and overdraft protection transfers are not included.

10Linked personal deposits include checking, savings, money markets, CDs (excluding SunTrust Index Linked CDs (SILCs)) and IRAs (excluding SunTrust Investment Services, Inc. IRAs).

11Total Deposits: The sum of balances in the Signature Advantage Banking account PLUS statement linked SunTrust deposit accounts (checking, savings, money market, or CDs), Trust accounts, and IRA or Brokerage accounts introduced through SunTrust Investment Services, Inc. (excludes annuities).

12Total Relationship Balance: The sum of balances in the Signature Advantage Banking account PLUS statement linked SunTrust deposit accounts (checking, savings, money market, or CDs), Trust accounts, IRA or Brokerage accounts introduced through SunTrust Investment Services, Inc. (excludes annuities), SunTrust installment loans and equity lines of credit, including credit card, and SunTrust mortgage.

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