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Investment Management Models

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Consulting versus Discretionary

Share current LOB: CommercialCorporateInstitutional

Investment Services

Discretionary Consulting

Investment Policy Design

Yes Optional Service

Capital Markets Assumptions

Yes Optional Service

Portfolio Construction

Yes Optional Service

Asset Allocation – Strategic Targets

Yes Optional Service

Asset Allocation – Tactical Shift response time

 

Greater response time due to the

ability to make decisions outlined in

 the Investment Policy Statement

 

Limited response time due to the

need to seek approval from the

Investment Committee

Manager Research/ Due Diligence

Yes Optional Service

Manager Selection – Hire/ Terminate

 

Greater ability to quickly select and

implement managers best suited for

designated asset class

 

Investment Committee is responsible

for selecting managers presented by

the consultant – Limits response time

Fiduciary Responsibility – Investment Provider

 

Higher as a result of increased

decision making responsibilities

 

Lower due to increased role of

Investment Committee

Fiduciary Responsibility – Investment Committee

 

Lower - Allows Investment

Committee to focus more attention on 

policy and governance

 

Higher level of responsibility due to

investment decision-making role

Performance Reporting

Yes Optional Service

Fees (plicitEx)

Higher as a result of increased

decision making responsibilities

Lower due to increased role of

Investment Committee

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This content is general in nature and does not constitute legal, tax, accounting, financial or investment advice. You are encouraged to consult with competent legal, tax, accounting, financial or investment professionals based on your specific circumstances. We do not make any warranties as to accuracy or completeness of this information, do not endorse any third-party companies, products, or services described here, and take no liability for your use of this information.

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