Auto Dealer Services

Customized financing solutions to help grow your dealership.

At SunTrust, we understand the unique challenges you face in raising and managing capital to grow your dealership business. Our commercial auto dealer team currently provides strategic financial solutions to more than 600 dealership clients and our dealer relationship managers have decades of industry experience.

We offer sound, sophisticated advice as well as superior client service to the industry. We have a thorough knowledge of industry and local market issues and are active in state and national dealer associations.

We take the time to understand your business needs and offer solutions that help meet your dealership’s objectives. We provide a range of financing solutions including Floor Plan, Acquisitions, Commercial Real Estate, Leasing, Working Capital, and Equipment Finance. 

Areas of focus:

  • Treasury Management
    Streamline accounting and cash management. Our treasury management specialists understand the cash cycles of dealership owners and can help you optimize your working capital.
  • Mergers and Acquisitions
    Take advantage of merger and acquisition opportunities to keep your company competitive in this increasingly consolidating industry.
  • Capital Markets
    Fuel the growth of your business with expert-focused guidance and a full range of capital raising options across the Debt and Equity Capital Markets.
  • Business Transition
    Get expert guidance on navigating the complexities of considering a strategic acquisition, a merger, or a new owner for your business.
  • Wealth Management
    Preserve and build your personal assets with our full range of financial management and estate-planning services.
  • Interest Rate Volatility
    Hedge against rising interest rates and currency fluctuations and better protect cash flow and profits with our risk mitigation solutions.
  • Retirement Plan Solutions
    Build staff loyalty and attract and retain top employees with our customized, cost-effective retirement plans.
  • Indirect Auto Lending
    Receive more than low rates from your financial partner. Through SunTrust Dealer Financial Services, get flexible lending programs with competitive rates plus exceptional service from experienced professionals dedicated to your success

Upcoming Events:

National Auto Dealers Association (NADA)
February 14-17, 2020
Las Vegas, NV

Featured Transactions:

18 Franchise Dealer Group


Floor Plan, Real Estate, Acquisition, Shareholder Buy-Out Purchasing Card, Treasury, Private Wealth


$200+ million in credit committed

25 Franchise Dealer Group


Floor Plan, Real Estate, Acquisition, Purchasing Card, Treasury, Interest Rate Swaps


$192 million in credit committed

30 Franchise Dealer Group


Syndicated Credit Facility, Floor Plan, Real Estate, Acquisition, Purchasing Card, Treasury, Interest Rate Swaps, Revolver


$192 million in credit committed

11 Franchise Dealer Group


Floor Plan, Real Estate, Acquisition, Interest Rate Swaps, Treasury



$190 million in credit committed

Start a conversation with a SunTrust National Commercial Dealer Services Manager.

Dennis Stough
Email | LinkedIn


Corporate & Commercial Banking Resource Center

  • Stepping up Cash Management When Capital Gets Costly

    Higher capital costs are leading businesses to concentrate on cash management using better data trails from electronic transactions and integration with operational and financial systems.

  • Infographic: Your Treasury & Payment Solutions Playbook

    Effectively managing cash at your organization can help you streamline routine tasks, increase security and maximize reporting. Learn how these four comprehensive tools can help.

  • On the Hunt for Cash Flow

    Managing working capital and keeping tabs on cash flow are imperative to business success. Proficiency in the cash flow cycle can help improve business stability.

  • Thwart Fraud Attempts with Automation Technology

    Keeping fraud attempts at bay is increasingly important for small businesses. Automating certain financial tasks can help protect your business quickly and easily.

  • Guard Owner Time to Avoid Zapping Growth

    Small businesses depend on owners, and when their attention is diverted, growth can stall. Protect an owner’s time to keep from depriving a growing business of the owner’s unique skill set.