Auto Dealer Financial Services

Dealer Financial Services – We’re ready, willing and exceptionally capable.

For over 50 years, SunTrust has focused on building strong, lasting relationships with automotive dealers in the Southeast and beyond. With an indirect auto loan portfolio of over $10 billion, and a highly capable team of smart, dedicated professionals, you’ll find we’re uniquely positioned and prepared to address the needs and demands of your business.

We understand what you're facing, and what affects market demand and consumer choice. SunTrust provides the solid lending programs, competitive rates, and flexible terms you expect, but our team also takes the time to get to know your unique circumstances so we can offer more personalized solutions.

And, when you call SunTrust, you’ll speak to a teammate who’s empowered to make decisions at the desk—someone that can go beyond the straight numbers to make the deals you need happen. Whatever you need, you can count on us to be standing by and ready to help. Give us a call today.

SunTrust Dealer Financial Services delivers:

  • Dedicated underwriters empowered to make decisions at the desk
  • Competitive indirect auto financing rates
  • Loan-to-value advances up to 130 percent, plus back-end products
  • Terms for indirect loans up to 84 months
  • Enhanced Flat program for qualified contracts
  • Automated decisioning
  • Extended buying hours
  • 24-hour contract processing
  • Proactive contract resolution to fund deals faster
  • eContracting capabilities through Dealertrack® and RouteOne®
  • Same-day funding available

We use Dealertrack® and RouteOne® to provide you with quick, easy access to program information along with other resources and tools, including:

  • Program Guide with Documentation Checklist
  • Business Loan Guides and Forms
  • Automated clearinghouse (ACH) forms
  • Payoffs 

DISCLAIMERS

This information is intended for SunTrust-approved automobile dealers and not for consumers. This is not an advertisement to consumers of available loan terms. SunTrust Bank offers and extends its credit products and services to all qualified applicants without unlawful discrimination. SunTrust Bank requires its approved dealers to comply with all applicable fair lending and other consumer protection laws. Refer to your SunTrust Dealer Agreement for details. Dealertrack® and RouteOne® are the registered trademarks of their respective entities.

Corporate & Commercial Banking Resource Center

  • Contain Business Cash Surprises

    Too often small business owners let cash fluctuations and shortfalls disrupt their business’s operations and put their personal finances at risk. Business cash reserves put owners ahead cash surprises.

  • Payment Strategies to Maximize Cash

    Cash shortfalls and fluctuations leave owners scrambling to keep the business running without dipping into personal finances. Stretching payables frees up the cash owners need to get through a cash crunch.

  • Dynamic Communities: A Business’s Transition

    When it came time to transition his business, Andy Hafer, founder of Dynamic Communities, found resources with his bank to make the change easier.

  • Core Values Elevate Customer Experience at Flow Automotive

    Focused on adapting to the rapid changes rippling through the auto-dealer industry, Flow Automotive relies on its organizational principles and partnership with SunTrust for its innovative solutions and strategic vision.

  • Stepping up Cash Management When Capital Gets Costly

    Higher capital costs are leading businesses to concentrate on cash management using better data trails from electronic transactions and integration with operational and financial systems.

  • Contact

  • Support

  • Wires

      For details about Wire Transfers with SunTrust, call 800.947.3786

       

      SunTrust Incoming wire instructions:

       

      • For Domestic incoming wire use Routing ABA: 061000104
      • For International incoming wire use SWIFT/BIC: SNTRUS3A
      • Beneficiary account number: SunTrust full account number
      • Beneficiary name: The name as it appears on the SunTrust account


      SunTrust Incoming wire instructions are also available by calling: 800.947.3786 - option 1