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Dealer Financial Services – We’re ready, willing and exceptionally capable.

For over 50 years, SunTrust has focused on building strong, lasting relationships with automotive dealers in the Southeast and beyond. With an indirect auto loan portfolio of over $10 billion, and a highly capable team of smart, dedicated professionals, you’ll find we’re uniquely positioned and prepared to address the needs and demands of your business.

We understand what you're facing, and what affects market demand and consumer choice. SunTrust provides the solid lending programs, competitive rates, and flexible terms you expect, but our team also takes the time to get to know your unique circumstances so we can offer more personalized solutions.

And, when you call SunTrust, you’ll speak to a teammate who’s empowered to make decisions at the desk—someone that can go beyond the straight numbers to make the deals you need happen. Whatever you need, you can count on us to be standing by and ready to help. Give us a call today.

SunTrust Dealer Financial Services delivers:

  • Dedicated underwriters empowered to make decisions at the desk
  • Competitive indirect auto financing rates
  • Loan-to-value advances up to 130 percent, plus back-end products
  • Terms for indirect loans up to 84 months
  • Enhanced Flat program for qualified contracts
  • Automated decisioning
  • Extended buying hours
  • 24-hour contract processing
  • Proactive contract resolution to fund deals faster
  • eContracting capabilities through Dealertrack® and RouteOne®
  • Same-day funding available

We use Dealertrack® and RouteOne® to provide you with quick, easy access to program information along with other resources and tools, including:

  • Program Guide with Documentation Checklist
  • Business Loan Guides and Forms
  • Automated clearinghouse (ACH) forms
  • Payoffs


This information is intended for SunTrust-approved automobile dealers and not for consumers. This is not an advertisement to consumers of available loan terms. SunTrust Bank offers and extends its credit products and services to all qualified applicants without unlawful discrimination. SunTrust Bank requires its approved dealers to comply with all applicable fair lending and other consumer protection laws. Refer to your SunTrust Dealer Agreement for details. Dealertrack® and RouteOne® are the registered trademarks of their respective entities.

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    866.448.6394 - Use this number for all states

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  • For details about Wire Transfers with SunTrust, call 1.800.947.3786 – options 1 & 4

    SunTrust Incoming wire instructions:

    • For Domestic incoming wire use Routing ABA: 061000104
    • For International incoming wire use SWIFT/BIC: SNTRUS3A
    • Beneficiary account number: SunTrust full account number
    • Beneficiary name: The name as it appears on the SunTrust account

    SunTrust Incoming wire instructions are also available by calling: 1.800.947.3786 – options 1 & 1