Retirement Planning & Solutions

Provide valuable retirement solutions to help recruit, retain and reward employees.

SunTrust offers retirement plan solutions that can be tailored to suit your company’s size, needs and business objectives. Whether you’re looking for workplace retirement plan design, 401(k) administration, defined-benefit advisory services or supplemental retirement strategies for executives, we can help you identify and implement a retirement plan solution that makes sense.

Defined contribution plans
Our workplace retirement plans include transparent fee structures, administrative support, distribution services and guidance from retirement plan specialists. Along with providing tax-deferred retirement savings for your employees, our plans offer online access, tools and educational resources.

  • Institutional 401(k): Designed for mid-sized to large companies, these plans streamline 401(k) administration, deliver fiduciary support to minimize risks, and engage employees to take actions that can help improve retirement outcomes.
  • SunTrust Online 401k: Created for small businesses with fewer than 100 employees, these plans provide easy and affordable access to a broad selection of funds.
  • Advisor-supported 401(k): For those who prefer to work with an advisor, SunTrust Investment Services, Inc. provides plans that are a convenient way to execute your workplace retirement goals.

Defined benefit plans
If your organization needs help establishing a pension plan or managing an existing one, we offer tailored investment solutions, regulatory expertise and a full range of bundled and unbundled services, including trust and custody, investment advisory, reporting and distribution.

In addition, we provide SunTrust BenePay™ for plan sponsors to view plan and participant level information, including payment and tax histories of defined benefit contributions.1

Should you choose to do so, we can also help you bring your defined benefit and defined contribution plans onto a single administrative platform.

Non-qualified plans
We understand the needs of highly compensated employees, and can work with you to provide a non-qualified plan that will be valuable in recruiting and rewarding key employees.

Among the benefits of our non-qualified plans are:

  • No contribution limits and greater flexibility than 401(k)s
  • Employer- or employee-funded--or a combination of both
  • Tax-deferred, typically until participant retires
  • Salary reduction, salary continuation and death benefit-only plans

Institutional 401(k) Plan Sponsor Access
To provide you with accurate and timely recordkeeping, SunTrust offers technology solutions to allow your employees and provider contributions to be invested quickly and correctly. We provide plan sponsors online access to view plan and employees information, upload new payroll data, or gain access to helpful reports.

Gain real-time access to retirement plan and employee data through our online services:

  • Employee Website Demo - See where employees go online to access educational content, review their account, transfer funds and change future contributions.
  • Plan Service Center Demo - Select the PlanSponsor tab to see firsthand how our Plan Service Center works.

Institutional 401(k) plan employees can access these online services:

  • Retirement Toolbox - Our award-winning, one-stop online resource for retirement planning needs and education.
  • PlanLink® - Our intuitive employee website with inquiry and transaction capabilities.
  • PlanLink® Demo - See firsthand the employee experience.

DISCLAIMERS

Securities, insurance (including annuities) and investment advisory products and services are offered by SunTrust Investment Services, Inc., an SEC registered investment adviser and broker-dealer affiliate of SunTrust Banks, Inc., member FINRA, SIPC, and a licensed insurance agency.

© 2015 SunTrust Banks, Inc. SunTrust, PlanLine, PlanLink and SunTrust Investment Evaluation Process are federally registered service marks of SunTrust Banks, Inc.

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      For details about Wire Transfers with SunTrust, call 800.947.3786

       

      SunTrust Incoming wire instructions:

       

      • For Domestic incoming wire use Routing ABA: 061000104
      • For International incoming wire use SWIFT/BIC: SNTRUS3A
      • Beneficiary account number: SunTrust full account number
      • Beneficiary name: The name as it appears on the SunTrust account


      SunTrust Incoming wire instructions are also available by calling: 800.947.3786 - option 1

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Services provided by the following affiliates of SunTrust Banks, Inc.: Banking products and services are provided by SunTrust Bank, Member FDIC. Trust and investment management services are provided by SunTrust Bank, SunTrust Delaware Trust Company and SunTrust Banks Trust Company (Cayman) Limited. Securities, brokerage accounts and insurance (including annuities) are offered by SunTrust Investment Services, Inc., a SEC registered broker-dealer, member FINRA, SIPC, and a licensed insurance agency. Investment advisory services are offered by SunTrust Advisory Services, Inc., a SEC registered adviser. GFO Advisory Services, LLC is a SEC registered investment adviser that provides investment advisory services to a group of private investment funds and other non-investment advisory services to affiliates. Mortgage products and services are provided by SunTrust Mortgage, Inc.

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